O-3E with dependents, nearest stations0 – $7,023 / month
Westchester County$7,023
Huntsville$2,325
Greenville$2,322
County Cost Group 760$2,319
Brownsville$2,316
Champaign$2,310
Lansing$2,310
Laughlin AFB$2,307
China Lake$2,289
Davis-Monthan AFB$2,289
Youngstown$1,788
Champaign is #248 of 338. The spread between
the dearest and cheapest station at this grade is $5,235 a month —
$62,820 a year, untaxed.
Every pay grade at Champaign0 – $2,859 / month
E-1$1,467
E-2$1,467
E-3$1,467
E-4$1,467
E-5$1,539
E-6$1,980
E-7$2,034
E-8$2,091
E-9$2,238
W-1$2,001
W-2$2,058
W-3$2,130
W-4$2,280
W-5$2,466
O-1E$2,040
O-2E$2,118
O-3E$2,310
O-1$1,599
O-2$1,977
O-3$2,127
O-4$2,529
O-5$2,820
O-6$2,841
O-7$2,859
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,310 a month of BAH takes more than $2,310 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.