BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-6 without dependents at Charleston draws $1,860 per month in 2026

    Permalinkbahratedesk.com/charleston-wv/o-6/without/ExcelCSVDownloads cover this station.
    Charleston, WV
    O-6 · without dependents
    $1,860/ month
    $22,320 / year
    At O-6, this is #318 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,665
    MHA WV323 · ZIPs 25003 25011 25015 25025 25026 25033 +85 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$2,385 / mo gross
    Other dependency status here$2,481 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Charleston — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,308$1,056
    E-2$1,308$1,056
    E-3$1,308$1,056
    E-4$1,308$1,056
    E-5$1,404$1,149
    E-6$1,764$1,323
    E-7$1,800$1,350
    E-8$1,833$1,479
    E-9$1,956$1,581
    Warrant officer
    W-1$1,785$1,338
    W-2$1,812$1,476
    W-3$1,863$1,596
    W-4$1,992$1,767
    W-5$2,157$1,806
    Officer — prior enlisted
    O-1E$1,803$1,401
    O-2E$1,851$1,560
    O-3E$2,016$1,758
    Officer
    O-1$1,452$1,209
    O-2$1,761$1,377
    O-3$1,860$1,632
    O-4$2,208$1,791
    O-5$2,463$1,848
    O-6$2,481$1,860
    O-7$2,496$1,872
    PCS compareCharleston · O-6 · $1,860/mo
    Aberdeen Proving Grounds$3,054/mo · $36,648/yr
    ▲ RAISE+$1,194+$14,328/yr · like +$18,369 of salary

    What this rate means

    O-6 without dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    County Cost Group 620$1,890
    Holloman AFB$1,887
    County Cost Group 610$1,881
    County Cost Group 600$1,875
    Charleston$1,860
    County Cost Group 590$1,860
    Cannon AFB$1,857
    Erie$1,851
    County Cost Group 580$1,848
    Anniston$1,665

    Charleston is #318 of 338. The spread between the dearest and cheapest station at this grade is $4,968 a month — $59,616 a year, untaxed.

    Every pay grade at Charleston0 – $1,872 / month
    E-1$1,056
    E-2$1,056
    E-3$1,056
    E-4$1,056
    E-5$1,149
    E-6$1,323
    E-7$1,350
    E-8$1,479
    E-9$1,581
    W-1$1,338
    W-2$1,476
    W-3$1,596
    W-4$1,767
    W-5$1,806
    O-1E$1,401
    O-2E$1,560
    O-3E$1,758
    O-1$1,209
    O-2$1,377
    O-3$1,632
    O-4$1,791
    O-5$1,848
    O-6$1,860
    O-7$1,872

    Promoting to O-7 here adds $12 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Charleston to Westchester County at O-6 is worth $4,773 a month — about 398 promotions worth of housing allowance, at $12 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,860 a month of BAH takes more than $1,860 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.