BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,998 Without $1,500

E-5 at Cleveland draws $1,998 per month with dependents in 2026, $1,500 without

Permalink bahratedesk.com/cleveland-oh/ Excel CSV
Cleveland, OH
E-5 · with dependents
$1,998/ month
$23,976 / year
At E-5, this is #179 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA OH229 · ZIPs 44001 44011 44012 44017 44021 44022 +97 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,562 / mo gross
Without dependents here $1,500 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Cleveland · E-5 · $1,998/mo
Cleveland $1,998/mo · $23,976/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Cleveland — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,791 $1,344
E-2 $1,791 $1,344
E-3 $1,791 $1,344
E-4 $1,791 $1,344
E-5 $1,998 $1,500
E-6 $2,418 $1,815
E-7 $2,442 $1,833
E-8 $2,451 $2,088
E-9 $2,559 $2,208
Warrant officer
W-1 $2,439 $1,830
W-2 $2,448 $2,085
W-3 $2,460 $2,226
W-4 $2,604 $2,415
W-5 $2,817 $2,427
Officer — prior enlisted
O-1E $2,445 $1,995
O-2E $2,454 $2,181
O-3E $2,637 $2,412
Officer
O-1 $2,055 $1,578
O-2 $2,415 $1,932
O-3 $2,457 $2,265
O-4 $2,889 $2,418
O-5 $3,222 $2,430
O-6 $3,246 $2,436
O-7 $3,267 $2,451

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Duluth $2,064
Eastern Panhandle $2,058
Provo $2,058
Astoria $2,055
Syracuse $2,049
Gainesville $2,040
Wilmington $2,040
Toledo $2,031
Salem $2,004
Barstow $2,001
Cleveland $1,998
Louisville $1,989
Chattanooga $1,986
El Centro $1,986
Kansas City $1,986
Rapid City $1,986
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Anniston $1,185

Cleveland is #179 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Cleveland0 – $3,267 / month
E-1 $1,791
E-2 $1,791
E-3 $1,791
E-4 $1,791
E-5 $1,998
E-6 $2,418
E-7 $2,442
E-8 $2,451
E-9 $2,559
W-1 $2,439
W-2 $2,448
W-3 $2,460
W-4 $2,604
W-5 $2,817
O-1E $2,445
O-2E $2,454
O-3E $2,637
O-1 $2,055
O-2 $2,415
O-3 $2,457
O-4 $2,889
O-5 $3,222
O-6 $3,246
O-7 $3,267

The pay chart moves this allowance far less than the map does.

Moving from Cleveland to San Francisco at E-5 is worth $3,129 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.