BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 with dependents at Cleveland draws $2,460 per month in 2026

    Permalinkbahratedesk.com/cleveland-oh/w-3/with/ExcelCSVDownloads cover this station.
    Cleveland, OH
    W-3 · with dependents
    $2,460/ month
    $29,520 / year
    At W-3, this is #189 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA OH229 · ZIPs 44001 44011 44012 44017 44021 44022 +97 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$3,154 / mo gross
    Other dependency status here$2,226 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Cleveland — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,791$1,344
    E-2$1,791$1,344
    E-3$1,791$1,344
    E-4$1,791$1,344
    E-5$1,998$1,500
    E-6$2,418$1,815
    E-7$2,442$1,833
    E-8$2,451$2,088
    E-9$2,559$2,208
    Warrant officer
    W-1$2,439$1,830
    W-2$2,448$2,085
    W-3$2,460$2,226
    W-4$2,604$2,415
    W-5$2,817$2,427
    Officer — prior enlisted
    O-1E$2,445$1,995
    O-2E$2,454$2,181
    O-3E$2,637$2,412
    Officer
    O-1$2,055$1,578
    O-2$2,415$1,932
    O-3$2,457$2,265
    O-4$2,889$2,418
    O-5$3,222$2,430
    O-6$3,246$2,436
    O-7$3,267$2,451
    PCS compareCleveland · W-3 · $2,460/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$615+$7,380/yr · like +$9,462 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    Rapid City$2,478
    Bloomington$2,475
    Charlotte$2,475
    Fort Worth$2,463
    Cleveland$2,460
    Lemoore NAS$2,454
    Cheyenne$2,445
    Grand Rapids$2,442
    Ocala$2,442
    Anniston$1,689

    Cleveland is #189 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Cleveland0 – $3,267 / month
    E-1$1,791
    E-2$1,791
    E-3$1,791
    E-4$1,791
    E-5$1,998
    E-6$2,418
    E-7$2,442
    E-8$2,451
    E-9$2,559
    W-1$2,439
    W-2$2,448
    W-3$2,460
    W-4$2,604
    W-5$2,817
    O-1E$2,445
    O-2E$2,454
    O-3E$2,637
    O-1$2,055
    O-2$2,415
    O-3$2,457
    O-4$2,889
    O-5$3,222
    O-6$3,246
    O-7$3,267

    Promoting to W-4 here adds $144 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Cleveland to Westchester County at W-3 is worth $4,194 a month — about 29 promotions worth of housing allowance, at $144 per grade here.

    02

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,460 a month of BAH takes more than $2,460 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.