BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at Coastal Maine draws $2,148 per month in 2026

    Permalinkbahratedesk.com/coastal-maine-me/o-2/without/ExcelCSVDownloads cover this station.
    Coastal Maine, ME
    O-2 · without dependents
    $2,148/ month
    $25,776 / year
    At O-2, this is #141 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA ME141 · ZIPs 04341 04342 04348 04353 04354 04408 +138 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,754 / mo gross
    Other dependency status here$2,694 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Coastal Maine — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,052$1,539
    E-2$2,052$1,539
    E-3$2,052$1,539
    E-4$2,052$1,539
    E-5$2,193$1,770
    E-6$2,697$2,022
    E-7$2,760$2,070
    E-8$2,826$2,298
    E-9$2,919$2,445
    Warrant officer
    W-1$2,718$2,040
    W-2$2,787$2,295
    W-3$2,871$2,463
    W-4$2,937$2,709
    W-5$3,027$2,775
    Officer — prior enlisted
    O-1E$2,769$2,190
    O-2E$2,856$2,412
    O-3E$2,952$2,691
    Officer
    O-1$2,259$1,908
    O-2$2,694$2,148
    O-3$2,868$2,514
    O-4$3,051$2,757
    O-5$3,183$2,790
    O-6$3,207$2,850
    O-7$3,228$2,898
    PCS compareCoastal Maine · O-2 · $2,148/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▲ RAISE+$264+$3,168/yr · like +$4,062 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Asheville$2,166
    Bridgeport$2,166
    Buffalo$2,166
    Whidbey Island$2,160
    Coastal Maine$2,148
    Knoxville$2,148
    Eugene$2,145
    Albuquerque$2,142
    Jacksonville$2,139
    Youngstown$1,176

    Coastal Maine is #141 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at Coastal Maine0 – $2,898 / month
    E-1$1,539
    E-2$1,539
    E-3$1,539
    E-4$1,539
    E-5$1,770
    E-6$2,022
    E-7$2,070
    E-8$2,298
    E-9$2,445
    W-1$2,040
    W-2$2,295
    W-3$2,463
    W-4$2,709
    W-5$2,775
    O-1E$2,190
    O-2E$2,412
    O-3E$2,691
    O-1$1,908
    O-2$2,148
    O-3$2,514
    O-4$2,757
    O-5$2,790
    O-6$2,850
    O-7$2,898

    Promoting to O-3 here adds $366 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Coastal Maine to New York City at O-2 is worth $2,943 a month — about 8 promotions worth of housing allowance, at $366 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,148 a month of BAH takes more than $2,148 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.