BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at College Station draws $2,160 per month in 2026

    Permalinkbahratedesk.com/college-station-tx/o-3/without/ExcelCSVDownloads cover this station.
    College Station, TX
    O-3 · without dependents
    $2,160/ month
    $25,920 / year
    At O-3, this is #186 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA TX274 · ZIPs 77801 77802 77803 77805 77806 77807 +10 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,769 / mo gross
    Other dependency status here$2,685 with dependents
    In government quarters, no dependents$50.10 / mo partial
    College Station — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,662$1,356
    E-2$1,662$1,356
    E-3$1,662$1,356
    E-4$1,662$1,356
    E-5$1,758$1,485
    E-6$2,391$1,794
    E-7$2,499$1,875
    E-8$2,616$1,962
    E-9$2,820$2,115
    Warrant officer
    W-1$2,412$1,809
    W-2$2,547$1,911
    W-3$2,688$2,118
    W-4$2,871$2,412
    W-5$3,090$2,526
    Officer — prior enlisted
    O-1E$2,517$1,887
    O-2E$2,667$2,034
    O-3E$2,904$2,385
    Officer
    O-1$1,836$1,563
    O-2$2,385$1,878
    O-3$2,685$2,160
    O-4$3,165$2,499
    O-5$3,513$2,634
    O-6$3,540$2,667
    O-7$3,567$2,712
    PCS compareCollege Station · O-3 · $2,160/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$483+$5,796/yr · like +$7,431 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Ogden$2,181
    Eastern Panhandle$2,178
    Louisville$2,166
    County Cost Group 800$2,163
    College Station$2,160
    Provo$2,160
    Kings Bay$2,157
    Nellis AFB$2,151
    Boise$2,148
    Youngstown$1,344

    College Station is #186 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at College Station0 – $2,712 / month
    E-1$1,356
    E-2$1,356
    E-3$1,356
    E-4$1,356
    E-5$1,485
    E-6$1,794
    E-7$1,875
    E-8$1,962
    E-9$2,115
    W-1$1,809
    W-2$1,911
    W-3$2,118
    W-4$2,412
    W-5$2,526
    O-1E$1,887
    O-2E$2,034
    O-3E$2,385
    O-1$1,563
    O-2$1,878
    O-3$2,160
    O-4$2,499
    O-5$2,634
    O-6$2,667
    O-7$2,712

    Promoting to O-4 here adds $339 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from College Station to San Francisco at O-3 is worth $3,171 a month — about 9 promotions worth of housing allowance, at $339 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,160 a month of BAH takes more than $2,160 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.