What is O-7 BAH at Columbia in 2026?

$2,760 per month with dependents ($33,120 per year), effective 01 JAN 2026. without dependents it is $2,247 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-7 BAH at Columbia 2026 — $2,760/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Columbia/Fort Jackson, SC

O-7 · with dependents

$2,760/ month

$33,120 / year

At O-7, this is #232 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845

MHA SC260 · ZIPs 29002 29006 29009 29016 29020 29021 +60 more

Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen

Untaxed — matching it with taxable pay takes$3,538 / mo gross

Other dependency status here$2,247 without dependents

In government quarters, no dependents$50.10 / mo partial

Columbia — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,812	$1,479
E-2	$1,812	$1,479
E-3	$1,812	$1,479
E-4	$1,812	$1,479
E-5	$1,878	$1,647
E-6	$2,121	$1,746
E-7	$2,160	$1,812
E-8	$2,202	$1,932
E-9	$2,310	$1,995
Warrant officer
W-1	$2,136	$1,803
W-2	$2,175	$1,929
W-3	$2,235	$2,004
W-4	$2,340	$2,121
W-5	$2,475	$2,166
Officer — prior enlisted
O-1E	$2,163	$1,875
O-2E	$2,223	$1,980
O-3E	$2,361	$2,109
Officer
O-1	$1,914	$1,743
O-2	$2,118	$1,860
O-3	$2,232	$2,028
O-4	$2,517	$2,151
O-5	$2,724	$2,172
O-6	$2,745	$2,211
O-7	$2,760	$2,247

What this rate means

O-7 with dependents, nearest stations0 – $8,208 / month

Westchester County$8,208

Raleigh$2,775

County Cost Group 770$2,769

Mobile$2,766

Fort Wayne$2,763

Columbia$2,760

Malmstrom SFB$2,760

Brownsville$2,757

Akron$2,751

Ogden$2,751

Youngstown$1,845

Columbia is #232 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

Every pay grade at Columbia0 – $2,760 / month

E-1$1,812

E-2$1,812

E-3$1,812

E-4$1,812

E-5$1,878

E-6$2,121

E-7$2,160

E-8$2,202

E-9$2,310

W-1$2,136

W-2$2,175

W-3$2,235

W-4$2,340

W-5$2,475

O-1E$2,163

O-2E$2,223

O-3E$2,361

O-1$1,914

O-2$2,118

O-3$2,232

O-4$2,517

O-5$2,724

O-6$2,745

O-7$2,760

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,760 a month of BAH takes more than $2,760 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-7 with dependents at Columbia draws $2,760 per month in 2026

What this rate means

Things the rate table doesn't tell you