What is O-5 BAH at Columbus AFB in 2026?

$2,097 per month without dependents ($25,164 per year), effective 01 JAN 2026. with dependents it is $2,493 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-5 BAH at Columbus AFB 2026 — $2,097/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Columbus AFB, MS

O-5 · without dependents

$2,097/ month

$25,164 / year

At O-5, this is #252 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593

MHA MS169 · ZIPs 39701 39702 39703 39704 39705 39710 +8 more

Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col

Untaxed — matching it with taxable pay takes$2,688 / mo gross

Other dependency status here$2,493 with dependents

In government quarters, no dependents$50.10 / mo partial

Columbus AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,302	$1,098
E-2	$1,302	$1,098
E-3	$1,302	$1,098
E-4	$1,302	$1,098
E-5	$1,398	$1,158
E-6	$1,998	$1,500
E-7	$2,067	$1,551
E-8	$2,136	$1,602
E-9	$2,232	$1,701
Warrant officer
W-1	$2,019	$1,515
W-2	$2,094	$1,572
W-3	$2,184	$1,722
W-4	$2,250	$2,010
W-5	$2,337	$2,079
Officer — prior enlisted
O-1E	$2,076	$1,557
O-2E	$2,169	$1,659
O-3E	$2,265	$1,992
Officer
O-1	$1,476	$1,203
O-2	$1,992	$1,554
O-3	$2,181	$1,779
O-4	$2,361	$2,061
O-5	$2,493	$2,097
O-6	$2,511	$2,160
O-7	$2,526	$2,196

What this rate means

O-5 without dependents, nearest stations0 – $6,162 / month

Westchester County$6,162

Fort Bragg$2,109

Grand Forks$2,109

Seymour Johnson AFB$2,109

San Antonio (JBSA)$2,100

Columbus AFB$2,097

Malmstrom SFB$2,088

Minot AFB$2,088

Tulsa$2,076

Lexington$2,064

Youngstown$1,593

Columbus AFB is #252 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

Every pay grade at Columbus AFB0 – $2,196 / month

E-1$1,098

E-2$1,098

E-3$1,098

E-4$1,098

E-5$1,158

E-6$1,500

E-7$1,551

E-8$1,602

E-9$1,701

W-1$1,515

W-2$1,572

W-3$1,722

W-4$2,010

W-5$2,079

O-1E$1,557

O-2E$1,659

O-3E$1,992

O-1$1,203

O-2$1,554

O-3$1,779

O-4$2,061

O-5$2,097

O-6$2,160

O-7$2,196

Promoting to O-6 here adds $63 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Columbus AFB to Westchester County at O-5 is worth $4,065 a month — about 65 promotions worth of housing allowance, at $63 per grade here.

Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,097 a month of BAH takes more than $2,097 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-5 without dependents at Columbus AFB draws $2,097 per month in 2026

What this rate means

Things the rate table doesn't tell you