BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,779 Without $1,428

E-5 at Coos Bay draws $1,779 per month with dependents in 2026, $1,428 without

Permalink bahratedesk.com/coos-bay-or/ Excel CSV
Coos Bay, OR
E-5 · with dependents
$1,779/ month
$21,348 / year
At E-5, this is #230 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA OR242 · ZIPs 97407 97410 97411 97414 97416 97417 +29 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,281 / mo gross
Without dependents here $1,428 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Coos Bay · E-5 · $1,779/mo
Coos Bay $1,779/mo · $21,348/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Coos Bay — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,635 $1,341
E-2 $1,635 $1,341
E-3 $1,635 $1,341
E-4 $1,635 $1,341
E-5 $1,779 $1,428
E-6 $2,214 $1,662
E-7 $2,391 $1,794
E-8 $2,583 $1,938
E-9 $2,772 $2,079
Warrant officer
W-1 $2,238 $1,680
W-2 $2,469 $1,869
W-3 $2,706 $2,082
W-4 $2,796 $2,253
W-5 $2,910 $2,433
Officer — prior enlisted
O-1E $2,427 $1,821
O-2E $2,670 $2,004
O-3E $2,814 $2,208
Officer
O-1 $1,839 $1,488
O-2 $2,211 $1,797
O-3 $2,697 $2,085
O-4 $2,943 $2,400
O-5 $3,117 $2,508
O-6 $3,141 $2,685
O-7 $3,162 $2,730

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Fort Bliss $1,809
Greensboro $1,809
Fort Bragg $1,806
Lansing $1,806
Robins AFB $1,800
Huntsville $1,797
State College $1,791
Corpus Christi $1,788
Lincoln $1,788
Fayetteville $1,782
Coos Bay $1,779
Des Moines $1,770
College Station $1,758
Waco $1,755
County Cost Group 770 $1,752
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
Anniston $1,185

Coos Bay is #230 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Coos Bay0 – $3,162 / month
E-1 $1,635
E-2 $1,635
E-3 $1,635
E-4 $1,635
E-5 $1,779
E-6 $2,214
E-7 $2,391
E-8 $2,583
E-9 $2,772
W-1 $2,238
W-2 $2,469
W-3 $2,706
W-4 $2,796
W-5 $2,910
O-1E $2,427
O-2E $2,670
O-3E $2,814
O-1 $1,839
O-2 $2,211
O-3 $2,697
O-4 $2,943
O-5 $3,117
O-6 $3,141
O-7 $3,162

The pay chart moves this allowance far less than the map does.

Moving from Coos Bay to San Francisco at E-5 is worth $3,348 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.