BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E without dependents at Coos Bay draws $2,004 per month in 2026

    Permalinkbahratedesk.com/coos-bay-or/o-2e/without/ExcelCSVDownloads cover this station.
    Coos Bay, OR
    O-2E · without dependents
    $2,004/ month
    $24,048 / year
    At O-2E, this is #203 of 338 stations loaded · high San Francisco $5,268 · low Youngstown $1,305
    MHA OR242 · ZIPs 97407 97410 97411 97414 97416 97417 +29 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,569 / mo gross
    Other dependency status here$2,670 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Coos Bay — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,635$1,341
    E-2$1,635$1,341
    E-3$1,635$1,341
    E-4$1,635$1,341
    E-5$1,779$1,428
    E-6$2,214$1,662
    E-7$2,391$1,794
    E-8$2,583$1,938
    E-9$2,772$2,079
    Warrant officer
    W-1$2,238$1,680
    W-2$2,469$1,869
    W-3$2,706$2,082
    W-4$2,796$2,253
    W-5$2,910$2,433
    Officer — prior enlisted
    O-1E$2,427$1,821
    O-2E$2,670$2,004
    O-3E$2,814$2,208
    Officer
    O-1$1,839$1,488
    O-2$2,211$1,797
    O-3$2,697$2,085
    O-4$2,943$2,400
    O-5$3,117$2,508
    O-6$3,141$2,685
    O-7$3,162$2,730
    PCS compareCoos Bay · O-2E · $2,004/mo
    Aberdeen Proving Grounds$2,592/mo · $31,104/yr
    ▲ RAISE+$588+$7,056/yr · like +$9,046 of salary

    What this rate means

    O-2E without dependents, nearest stations0 – $5,268 / month
    San Francisco$5,268
    Jackson$2,022
    Pensacola$2,022
    Indianapolis$2,019
    Baton Rouge$2,013
    Coos Bay$2,004
    Fort Gordon$2,004
    State College$2,001
    Davis-Monthan AFB$1,995
    Lexington$1,995
    Youngstown$1,305

    Coos Bay is #203 of 338. The spread between the dearest and cheapest station at this grade is $3,963 a month — $47,556 a year, untaxed.

    Every pay grade at Coos Bay0 – $2,730 / month
    E-1$1,341
    E-2$1,341
    E-3$1,341
    E-4$1,341
    E-5$1,428
    E-6$1,662
    E-7$1,794
    E-8$1,938
    E-9$2,079
    W-1$1,680
    W-2$1,869
    W-3$2,082
    W-4$2,253
    W-5$2,433
    O-1E$1,821
    O-2E$2,004
    O-3E$2,208
    O-1$1,488
    O-2$1,797
    O-3$2,085
    O-4$2,400
    O-5$2,508
    O-6$2,685
    O-7$2,730

    Promoting to O-3E here adds $204 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Coos Bay to San Francisco at O-2E is worth $3,264 a month — about 16 promotions worth of housing allowance, at $204 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,004 a month of BAH takes more than $2,004 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.