BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Corpus Christi draws $2,964 per month in 2026

    Permalinkbahratedesk.com/corpus-christi-tx/o-5/with/ExcelCSVDownloads cover this station.
    Corpus Christi, TX
    O-5 · with dependents
    $2,964/ month
    $35,568 / year
    At O-5, this is #178 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA TX275 · ZIPs 78330 78335 78336 78339 78343 78347 +45 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,800 / mo gross
    Other dependency status here$2,364 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Corpus Christi — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,644$1,278
    E-2$1,644$1,278
    E-3$1,644$1,278
    E-4$1,644$1,278
    E-5$1,788$1,413
    E-6$2,217$1,662
    E-7$2,310$1,734
    E-8$2,412$1,878
    E-9$2,553$2,001
    Warrant officer
    W-1$2,238$1,680
    W-2$2,352$1,875
    W-3$2,478$2,019
    W-4$2,583$2,235
    W-5$2,718$2,331
    Officer — prior enlisted
    O-1E$2,328$1,785
    O-2E$2,457$1,974
    O-3E$2,604$2,211
    Officer
    O-1$1,845$1,494
    O-2$2,214$1,743
    O-3$2,475$2,061
    O-4$2,757$2,310
    O-5$2,964$2,364
    O-6$2,988$2,454
    O-7$3,006$2,496
    PCS compareCorpus Christi · O-5 · $2,964/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$666+$7,992/yr · like +$10,246 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Battle Creek$2,973
    Louisville$2,973
    Volusia County$2,970
    Atlanta$2,964
    Corpus Christi$2,964
    Wichita Fls$2,955
    Columbus$2,949
    Grand Rapids$2,946
    Fort Knox$2,943
    Youngstown$1,827

    Corpus Christi is #178 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Corpus Christi0 – $3,006 / month
    E-1$1,644
    E-2$1,644
    E-3$1,644
    E-4$1,644
    E-5$1,788
    E-6$2,217
    E-7$2,310
    E-8$2,412
    E-9$2,553
    W-1$2,238
    W-2$2,352
    W-3$2,478
    W-4$2,583
    W-5$2,718
    O-1E$2,328
    O-2E$2,457
    O-3E$2,604
    O-1$1,845
    O-2$2,214
    O-3$2,475
    O-4$2,757
    O-5$2,964
    O-6$2,988
    O-7$3,006

    Promoting to O-6 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Corpus Christi to Westchester County at O-5 is worth $5,100 a month — about 213 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,964 a month of BAH takes more than $2,964 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.