BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-5 without dependents at County Cost Group 520 draws $1,077 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-520/e-5/without/ExcelCSVDownloads cover this station.
    County Cost Group 520
    E-5 · without dependents
    $1,077/ month
    $12,924 / year
    At E-5, this is #331 of 338 stations loaded · high New York City $4,980 · low Fort Chaffee $996
    MHA ZZ520 · ZIPs 27551 27563 27570 27586 27589 27594 +173 more
    Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt
    Untaxed — matching it with taxable pay takes$1,381 / mo gross
    Other dependency status here$1,332 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 520 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,233$999
    E-2$1,233$999
    E-3$1,233$999
    E-4$1,233$999
    E-5$1,332$1,077
    E-6$1,629$1,221
    E-7$1,695$1,272
    E-8$1,770$1,398
    E-9$1,875$1,479
    Warrant officer
    W-1$1,647$1,236
    W-2$1,725$1,395
    W-3$1,818$1,491
    W-4$1,899$1,638
    W-5$2,001$1,710
    Officer — prior enlisted
    O-1E$1,707$1,329
    O-2E$1,803$1,461
    O-3E$1,914$1,620
    Officer
    O-1$1,377$1,131
    O-2$1,626$1,305
    O-3$1,815$1,518
    O-4$2,031$1,692
    O-5$2,190$1,731
    O-6$2,205$1,794
    O-7$2,217$1,824
    PCS compareCounty Cost Group 520 · E-5 · $1,077/mo
    Aberdeen Proving Grounds$1,986/mo · $23,832/yr
    ▲ RAISE+$909+$10,908/yr · like +$13,985 of salary

    What this rate means

    E-5 without dependents, nearest stations0 – $4,980 / month
    New York City$4,980
    County Cost Group 550$1,092
    Fort Sill$1,092
    County Cost Group 540$1,086
    County Cost Group 530$1,080
    County Cost Group 520$1,077
    County Cost Group 510$1,074
    Vance AFB$1,065
    Meridian$1,062
    Altus AFB$1,032
    Fort Chaffee$996

    County Cost Group 520 is #331 of 338. The spread between the dearest and cheapest station at this grade is $3,984 a month — $47,808 a year, untaxed.

    Every pay grade at County Cost Group 5200 – $1,824 / month
    E-1$999
    E-2$999
    E-3$999
    E-4$999
    E-5$1,077
    E-6$1,221
    E-7$1,272
    E-8$1,398
    E-9$1,479
    W-1$1,236
    W-2$1,395
    W-3$1,491
    W-4$1,638
    W-5$1,710
    O-1E$1,329
    O-2E$1,461
    O-3E$1,620
    O-1$1,131
    O-2$1,305
    O-3$1,518
    O-4$1,692
    O-5$1,731
    O-6$1,794
    O-7$1,824

    Promoting to E-6 here adds $144 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 520 to New York City at E-5 is worth $3,903 a month — about 27 promotions worth of housing allowance, at $144 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,077 a month of BAH takes more than $1,077 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.