BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-5 with dependents at County Cost Group 540 draws $2,016 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-540/w-5/with/ExcelCSVDownloads cover this station.
    County Cost Group 540
    W-5 · with dependents
    $2,016/ month
    $24,192 / year
    At W-5, this is #328 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA ZZ540 · ZIPs 24701 24712 24714 24715 24724 24729 +360 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,585 / mo gross
    Other dependency status here$1,722 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 540 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,242$1,005
    E-2$1,242$1,005
    E-3$1,242$1,005
    E-4$1,242$1,005
    E-5$1,344$1,086
    E-6$1,641$1,230
    E-7$1,707$1,281
    E-8$1,782$1,407
    E-9$1,890$1,488
    Warrant officer
    W-1$1,659$1,245
    W-2$1,737$1,404
    W-3$1,830$1,503
    W-4$1,911$1,650
    W-5$2,016$1,722
    Officer — prior enlisted
    O-1E$1,719$1,341
    O-2E$1,815$1,470
    O-3E$1,926$1,632
    Officer
    O-1$1,386$1,140
    O-2$1,638$1,314
    O-3$1,827$1,530
    O-4$2,046$1,704
    O-5$2,205$1,740
    O-6$2,220$1,806
    O-7$2,232$1,836
    PCS compareCounty Cost Group 540 · W-5 · $2,016/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$1,332+$15,984/yr · like +$20,492 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Erie$2,049
    County Cost Group 570$2,046
    County Cost Group 560$2,037
    County Cost Group 550$2,025
    County Cost Group 540$2,016
    Fort Sill$2,013
    County Cost Group 530$2,007
    County Cost Group 520$2,001
    County Cost Group 510$1,998
    Youngstown$1,806

    County Cost Group 540 is #328 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at County Cost Group 5400 – $2,232 / month
    E-1$1,242
    E-2$1,242
    E-3$1,242
    E-4$1,242
    E-5$1,344
    E-6$1,641
    E-7$1,707
    E-8$1,782
    E-9$1,890
    W-1$1,659
    W-2$1,737
    W-3$1,830
    W-4$1,911
    W-5$2,016
    O-1E$1,719
    O-2E$1,815
    O-3E$1,926
    O-1$1,386
    O-2$1,638
    O-3$1,827
    O-4$2,046
    O-5$2,205
    O-6$2,220
    O-7$2,232

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,016 a month of BAH takes more than $2,016 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.