BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 without dependents at County Cost Group 560 draws $1,761 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-560/o-5/without/ExcelCSVDownloads cover this station.
    County Cost Group 560
    O-5 · without dependents
    $1,761/ month
    $21,132 / year
    At O-5, this is #326 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593
    MHA ZZ560 · ZIPs 24053 24076 24082 24120 24133 24171 +476 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,258 / mo gross
    Other dependency status here$2,226 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 560 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,260$1,017
    E-2$1,260$1,017
    E-3$1,260$1,017
    E-4$1,260$1,017
    E-5$1,362$1,101
    E-6$1,659$1,242
    E-7$1,725$1,293
    E-8$1,800$1,425
    E-9$1,908$1,506
    Warrant officer
    W-1$1,677$1,257
    W-2$1,755$1,422
    W-3$1,851$1,521
    W-4$1,932$1,668
    W-5$2,037$1,743
    Officer — prior enlisted
    O-1E$1,737$1,359
    O-2E$1,833$1,488
    O-3E$1,947$1,650
    Officer
    O-1$1,404$1,155
    O-2$1,656$1,332
    O-3$1,848$1,548
    O-4$2,067$1,722
    O-5$2,226$1,761
    O-6$2,241$1,827
    O-7$2,253$1,854
    PCS compareCounty Cost Group 560 · O-5 · $1,761/mo
    Aberdeen Proving Grounds$2,934/mo · $35,208/yr
    ▲ RAISE+$1,173+$14,076/yr · like +$18,046 of salary

    What this rate means

    O-5 without dependents, nearest stations0 – $6,162 / month
    Westchester County$6,162
    County Cost Group 580$1,782
    Erie$1,782
    Hattiesburg$1,779
    County Cost Group 570$1,770
    County Cost Group 560$1,761
    Altus AFB$1,758
    Cannon AFB$1,755
    County Cost Group 550$1,749
    County Cost Group 540$1,740
    Youngstown$1,593

    County Cost Group 560 is #326 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

    Every pay grade at County Cost Group 5600 – $1,854 / month
    E-1$1,017
    E-2$1,017
    E-3$1,017
    E-4$1,017
    E-5$1,101
    E-6$1,242
    E-7$1,293
    E-8$1,425
    E-9$1,506
    W-1$1,257
    W-2$1,422
    W-3$1,521
    W-4$1,668
    W-5$1,743
    O-1E$1,359
    O-2E$1,488
    O-3E$1,650
    O-1$1,155
    O-2$1,332
    O-3$1,548
    O-4$1,722
    O-5$1,761
    O-6$1,827
    O-7$1,854

    Promoting to O-6 here adds $66 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 560 to Westchester County at O-5 is worth $4,401 a month — about 67 promotions worth of housing allowance, at $66 per grade here.

    02

    Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,761 a month of BAH takes more than $1,761 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.