BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at County Cost Group 600 draws $1,701 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-600/o-2/with/ExcelCSVDownloads cover this station.
    County Cost Group 600
    O-2 · with dependents
    $1,701/ month
    $20,412 / year
    At O-2, this is #310 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA ZZ600 · ZIPs 15832 15834 15861 16301 16317 16319 +602 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,181 / mo gross
    Other dependency status here$1,374 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 600 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,302$1,050
    E-2$1,302$1,050
    E-3$1,302$1,050
    E-4$1,302$1,050
    E-5$1,404$1,137
    E-6$1,704$1,275
    E-7$1,773$1,329
    E-8$1,845$1,470
    E-9$1,956$1,551
    Warrant officer
    W-1$1,722$1,293
    W-2$1,803$1,467
    W-3$1,896$1,563
    W-4$1,980$1,713
    W-5$2,088$1,788
    Officer — prior enlisted
    O-1E$1,782$1,401
    O-2E$1,881$1,533
    O-3E$1,998$1,695
    Officer
    O-1$1,446$1,194
    O-2$1,701$1,374
    O-3$1,893$1,593
    O-4$2,118$1,767
    O-5$2,280$1,806
    O-6$2,298$1,875
    O-7$2,310$1,902
    PCS compareCounty Cost Group 600 · O-2 · $1,701/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$1,038+$12,456/yr · like +$15,969 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Fort Leonard Wood$1,719
    County Cost Group 620$1,716
    County Cost Group 610$1,707
    Stevens Point$1,704
    County Cost Group 600$1,701
    Laughlin AFB$1,701
    County Cost Group 590$1,689
    Wichita$1,686
    County Cost Group 580$1,677
    Youngstown$1,332

    County Cost Group 600 is #310 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at County Cost Group 6000 – $2,310 / month
    E-1$1,302
    E-2$1,302
    E-3$1,302
    E-4$1,302
    E-5$1,404
    E-6$1,704
    E-7$1,773
    E-8$1,845
    E-9$1,956
    W-1$1,722
    W-2$1,803
    W-3$1,896
    W-4$1,980
    W-5$2,088
    O-1E$1,782
    O-2E$1,881
    O-3E$1,998
    O-1$1,446
    O-2$1,701
    O-3$1,893
    O-4$2,118
    O-5$2,280
    O-6$2,298
    O-7$2,310

    Promoting to O-3 here adds $192 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 600 to San Francisco at O-2 is worth $3,750 a month — about 20 promotions worth of housing allowance, at $192 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,701 a month of BAH takes more than $1,701 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.