BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at County Cost Group 660 draws $2,049 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-660/o-3e/with/ExcelCSVDownloads cover this station.
    County Cost Group 660
    O-3E · with dependents
    $2,049/ month
    $24,588 / year
    At O-3E, this is #307 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA ZZ660 · ZIPs 15656 15673 15682 15686 15736 16201 +338 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,627 / mo gross
    Other dependency status here$1,743 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 660 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,344$1,083
    E-2$1,344$1,083
    E-3$1,344$1,083
    E-4$1,344$1,083
    E-5$1,449$1,176
    E-6$1,752$1,311
    E-7$1,821$1,365
    E-8$1,896$1,515
    E-9$2,010$1,599
    Warrant officer
    W-1$1,770$1,329
    W-2$1,851$1,512
    W-3$1,947$1,611
    W-4$2,034$1,761
    W-5$2,142$1,836
    Officer — prior enlisted
    O-1E$1,833$1,446
    O-2E$1,932$1,578
    O-3E$2,049$1,743
    Officer
    O-1$1,494$1,236
    O-2$1,749$1,419
    O-3$1,944$1,638
    O-4$2,175$1,818
    O-5$2,340$1,857
    O-6$2,358$1,926
    O-7$2,370$1,956
    PCS compareCounty Cost Group 660 · O-3E · $2,049/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$1,173+$14,076/yr · like +$18,046 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Meridian$2,070
    Oklahoma City$2,070
    County Cost Group 670$2,064
    Fort Riley$2,052
    County Cost Group 660$2,049
    County Cost Group 650$2,040
    County Cost Group 640$2,031
    Holloman AFB$2,028
    County Cost Group 630$2,022
    Youngstown$1,788

    County Cost Group 660 is #307 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at County Cost Group 6600 – $2,370 / month
    E-1$1,344
    E-2$1,344
    E-3$1,344
    E-4$1,344
    E-5$1,449
    E-6$1,752
    E-7$1,821
    E-8$1,896
    E-9$2,010
    W-1$1,770
    W-2$1,851
    W-3$1,947
    W-4$2,034
    W-5$2,142
    O-1E$1,833
    O-2E$1,932
    O-3E$2,049
    O-1$1,494
    O-2$1,749
    O-3$1,944
    O-4$2,175
    O-5$2,340
    O-6$2,358
    O-7$2,370

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,049 a month of BAH takes more than $2,049 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.