BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 with dependents at County Cost Group 670 draws $1,959 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-670/o-3/with/ExcelCSVDownloads cover this station.
    County Cost Group 670
    O-3 · with dependents
    $1,959/ month
    $23,508 / year
    At O-3, this is #298 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA ZZ670 · ZIPs 24086 24093 24124 24128 24134 24136 +377 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,512 / mo gross
    Other dependency status here$1,650 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 670 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,356$1,089
    E-2$1,356$1,089
    E-3$1,356$1,089
    E-4$1,356$1,089
    E-5$1,461$1,185
    E-6$1,764$1,320
    E-7$1,833$1,374
    E-8$1,908$1,527
    E-9$2,022$1,611
    Warrant officer
    W-1$1,782$1,338
    W-2$1,863$1,524
    W-3$1,962$1,623
    W-4$2,046$1,773
    W-5$2,157$1,848
    Officer — prior enlisted
    O-1E$1,845$1,458
    O-2E$1,944$1,590
    O-3E$2,064$1,755
    Officer
    O-1$1,506$1,245
    O-2$1,761$1,431
    O-3$1,959$1,650
    O-4$2,187$1,830
    O-5$2,355$1,869
    O-6$2,373$1,938
    O-7$2,385$1,968
    PCS compareCounty Cost Group 670 · O-3 · $1,959/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▲ RAISE+$1,113+$13,356/yr · like +$17,123 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Little Rock$1,974
    Oklahoma City$1,974
    County Cost Group 680$1,968
    Fort Chaffee$1,962
    County Cost Group 670$1,959
    Sault Ste Marie$1,959
    Beaumont$1,956
    Fort Riley$1,953
    Meridian$1,953
    Anniston$1,686

    County Cost Group 670 is #298 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at County Cost Group 6700 – $2,385 / month
    E-1$1,356
    E-2$1,356
    E-3$1,356
    E-4$1,356
    E-5$1,461
    E-6$1,764
    E-7$1,833
    E-8$1,908
    E-9$2,022
    W-1$1,782
    W-2$1,863
    W-3$1,962
    W-4$2,046
    W-5$2,157
    O-1E$1,845
    O-2E$1,944
    O-3E$2,064
    O-1$1,506
    O-2$1,761
    O-3$1,959
    O-4$2,187
    O-5$2,355
    O-6$2,373
    O-7$2,385

    Promoting to O-4 here adds $228 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 670 to Westchester County at O-3 is worth $4,674 a month — about 21 promotions worth of housing allowance, at $228 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,959 a month of BAH takes more than $1,959 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.