What is W-1 BAH at County Cost Group 680 in 2026?

$1,791 per month with dependents ($21,492 per year), effective 01 JAN 2026. without dependents it is $1,344 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-1 BAH at County Cost Group 680 2026 — $1,791/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

County Cost Group 680

W-1 · with dependents

$1,791/ month

$21,492 / year

At W-1, this is #295 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350

MHA ZZ680 · ZIPs 15411 15424 15485 15501 15502 15510 +444 more

Your grade is calledARMYWO1USMCWONAVYWO1

Untaxed — matching it with taxable pay takes$2,296 / mo gross

Other dependency status here$1,344 without dependents

In government quarters, no dependents$50.10 / mo partial

County Cost Group 680 — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,365	$1,095
E-2	$1,365	$1,095
E-3	$1,365	$1,095
E-4	$1,365	$1,095
E-5	$1,470	$1,191
E-6	$1,773	$1,329
E-7	$1,842	$1,383
E-8	$1,920	$1,536
E-9	$2,034	$1,620
Warrant officer
W-1	$1,791	$1,344
W-2	$1,875	$1,533
W-3	$1,971	$1,632
W-4	$2,058	$1,785
W-5	$2,166	$1,860
Officer — prior enlisted
O-1E	$1,854	$1,467
O-2E	$1,956	$1,602
O-3E	$2,073	$1,764
Officer
O-1	$1,515	$1,254
O-2	$1,770	$1,440
O-3	$1,968	$1,659
O-4	$2,199	$1,839
O-5	$2,367	$1,878
O-6	$2,385	$1,947
O-7	$2,397	$1,980

What this rate means

W-1 with dependents, nearest stations0 – $5,472 / month

San Francisco$5,472

Fallon NAS$1,809

County Cost Group 690$1,803

Fort Riley$1,803

Huntington$1,797

County Cost Group 680$1,791

Charleston$1,785

China Lake$1,785

County Cost Group 670$1,782

Montgomery$1,773

Youngstown$1,350

County Cost Group 680 is #295 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

Every pay grade at County Cost Group 6800 – $2,397 / month

E-1$1,365

E-2$1,365

E-3$1,365

E-4$1,365

E-5$1,470

E-6$1,773

E-7$1,842

E-8$1,920

E-9$2,034

W-1$1,791

W-2$1,875

W-3$1,971

W-4$2,058

W-5$2,166

O-1E$1,854

O-2E$1,956

O-3E$2,073

O-1$1,515

O-2$1,770

O-3$1,968

O-4$2,199

O-5$2,367

O-6$2,385

O-7$2,397

Promoting to W-2 here adds $84 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from County Cost Group 680 to San Francisco at W-1 is worth $3,681 a month — about 44 promotions worth of housing allowance, at $84 per grade here.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,791 a month of BAH takes more than $1,791 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-1 with dependents at County Cost Group 680 draws $1,791 per month in 2026

What this rate means

Things the rate table doesn't tell you