BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 without dependents at County Cost Group 730 draws $1,158 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-730/e-4/without/ExcelCSVDownloads cover this station.
    County Cost Group 730
    E-4 · without dependents
    $1,158/ month
    $13,896 / year
    At E-4, this is #274 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA ZZ730 · ZIPs 05824 05837 05840 05846 05858 05901 +734 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,485 / mo gross
    Other dependency status here$1,446 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 730 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,446$1,158
    E-2$1,446$1,158
    E-3$1,446$1,158
    E-4$1,446$1,158
    E-5$1,557$1,263
    E-6$1,863$1,395
    E-7$1,935$1,452
    E-8$2,013$1,623
    E-9$2,133$1,707
    Warrant officer
    W-1$1,881$1,419
    W-2$1,968$1,620
    W-3$2,067$1,722
    W-4$2,157$1,875
    W-5$2,271$1,953
    Officer — prior enlisted
    O-1E$1,947$1,554
    O-2E$2,049$1,689
    O-3E$2,175$1,854
    Officer
    O-1$1,602$1,332
    O-2$1,860$1,524
    O-3$2,064$1,749
    O-4$2,304$1,932
    O-5$2,478$1,974
    O-6$2,496$2,043
    O-7$2,511$2,076
    PCS compareCounty Cost Group 730 · E-4 · $1,158/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$717+$8,604/yr · like +$11,031 of salary

    What this rate means

    E-4 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    County Cost Group 740$1,179
    Sparta$1,173
    Fort Rucker$1,167
    Cheyenne$1,161
    County Cost Group 730$1,158
    White Sands MR$1,155
    Sumter$1,149
    Lubbock$1,146
    Springfield$1,146
    Fort Chaffee$879

    County Cost Group 730 is #274 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at County Cost Group 7300 – $2,076 / month
    E-1$1,158
    E-2$1,158
    E-3$1,158
    E-4$1,158
    E-5$1,263
    E-6$1,395
    E-7$1,452
    E-8$1,623
    E-9$1,707
    W-1$1,419
    W-2$1,620
    W-3$1,722
    W-4$1,875
    W-5$1,953
    O-1E$1,554
    O-2E$1,689
    O-3E$1,854
    O-1$1,332
    O-2$1,524
    O-3$1,749
    O-4$1,932
    O-5$1,974
    O-6$2,043
    O-7$2,076

    Promoting to E-5 here adds $105 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 730 to New York City at E-4 is worth $3,675 a month — about 35 promotions worth of housing allowance, at $105 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,158 a month of BAH takes more than $1,158 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.