Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-3 without dependents at County Cost Group 760 draws $1,248 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-760/e-3/without/ExcelCSVDownloads cover this station.
    County Cost Group 760
    E-3 · without dependents
    $1,248/ month
    $14,976 / year
    At E-3, this is #250 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA ZZ760 · ZIPs 12064 12116 12155 12197 12901 12903 +660 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,600 / mo gross
    Other dependency status here$1,566 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 760 — full sheetTap a row
    PCS compareCounty Cost Group 760 · E-3 · $1,248/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$627+$7,524/yr · like +$9,646 of salary

    What this rate means

    E-3 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Malmstrom SFB$1,266
    Fayetteville$1,263
    Greensboro$1,260
    Beaumont$1,251
    County Cost Group 760$1,248
    Oklahoma City$1,248
    Fort Huachuca$1,245
    Yuma$1,239
    Tulsa$1,236
    Fort Chaffee$879

    County Cost Group 760 is #250 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at County Cost Group 7600 – $2,220 / month
    E-1$1,248
    E-2$1,248
    E-3$1,248
    E-4$1,248
    E-5$1,368
    E-6$1,494
    E-7$1,566
    E-8$1,752
    E-9$1,836
    W-1$1,536
    W-2$1,749
    W-3$1,851
    W-4$2,007
    W-5$2,088
    O-1E$1,683
    O-2E$1,818
    O-3E$1,986
    O-1$1,443
    O-2$1,650
    O-3$1,878
    O-4$2,067
    O-5$2,109
    O-6$2,184
    O-7$2,220

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,248 a month of BAH takes more than $1,248 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.