BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-5 with dependents at County Cost Group 780 draws $1,815 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-780/e-5/with/ExcelCSVDownloads cover this station.
    County Cost Group 780
    E-5 · with dependents
    $1,815/ month
    $21,780 / year
    At E-5, this is #217 of 338 stations loaded · high San Francisco $5,127 · low Anniston $1,185
    MHA ZZ780 · ZIPs 03570 03575 03576 03579 03581 03582 +854 more
    Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt
    Untaxed — matching it with taxable pay takes$2,327 / mo gross
    Other dependency status here$1,476 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 780 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,689$1,341
    E-2$1,689$1,341
    E-3$1,689$1,341
    E-4$1,689$1,341
    E-5$1,815$1,476
    E-6$2,130$1,596
    E-7$2,208$1,692
    E-8$2,292$1,884
    E-9$2,424$1,971
    Warrant officer
    W-1$2,148$1,656
    W-2$2,244$1,881
    W-3$2,349$1,983
    W-4$2,451$2,142
    W-5$2,577$2,226
    Officer — prior enlisted
    O-1E$2,220$1,812
    O-2E$2,331$1,950
    O-3E$2,469$2,121
    Officer
    O-1$1,860$1,560
    O-2$2,127$1,776
    O-3$2,346$2,013
    O-4$2,613$2,205
    O-5$2,808$2,250
    O-6$2,829$2,328
    O-7$2,847$2,367
    PCS compareCounty Cost Group 780 · E-5 · $1,815/mo
    Aberdeen Proving Grounds$2,478/mo · $29,736/yr
    ▲ RAISE+$663+$7,956/yr · like +$10,200 of salary

    What this rate means

    E-5 with dependents, nearest stations0 – $5,127 / month
    San Francisco$5,127
    Shreveport$1,845
    Humboldt County$1,827
    Tallahassee$1,824
    Marquette$1,821
    County Cost Group 780$1,815
    Fort Campbell$1,815
    Fort Leavenworth$1,815
    Fort Bliss$1,809
    Greensboro$1,809
    Anniston$1,185

    County Cost Group 780 is #217 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

    Every pay grade at County Cost Group 7800 – $2,847 / month
    E-1$1,689
    E-2$1,689
    E-3$1,689
    E-4$1,689
    E-5$1,815
    E-6$2,130
    E-7$2,208
    E-8$2,292
    E-9$2,424
    W-1$2,148
    W-2$2,244
    W-3$2,349
    W-4$2,451
    W-5$2,577
    O-1E$2,220
    O-2E$2,331
    O-3E$2,469
    O-1$1,860
    O-2$2,127
    O-3$2,346
    O-4$2,613
    O-5$2,808
    O-6$2,829
    O-7$2,847

    Promoting to E-6 here adds $315 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 780 to San Francisco at E-5 is worth $3,312 a month — about 11 promotions worth of housing allowance, at $315 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,815 a month of BAH takes more than $1,815 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.