BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at County Cost Group 800 draws $1,689 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-800/o-1/without/ExcelCSVDownloads cover this station.
    County Cost Group 800
    O-1 · without dependents
    $1,689/ month
    $20,268 / year
    At O-1, this is #188 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA ZZ800 · ZIPs 04010 04016 04022 04037 04041 04051 +579 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,165 / mo gross
    Other dependency status here$2,007 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 800 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,827$1,446
    E-2$1,827$1,446
    E-3$1,827$1,446
    E-4$1,827$1,446
    E-5$1,962$1,599
    E-6$2,283$1,710
    E-7$2,364$1,830
    E-8$2,454$2,031
    E-9$2,589$2,121
    Warrant officer
    W-1$2,301$1,791
    W-2$2,400$2,028
    W-3$2,511$2,133
    W-4$2,619$2,295
    W-5$2,751$2,382
    Officer — prior enlisted
    O-1E$2,379$1,959
    O-2E$2,493$2,100
    O-3E$2,640$2,274
    Officer
    O-1$2,007$1,689
    O-2$2,280$1,920
    O-3$2,508$2,163
    O-4$2,793$2,361
    O-5$2,997$2,409
    O-6$3,021$2,490
    O-7$3,039$2,532
    PCS compareCounty Cost Group 800 · O-1 · $1,689/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$366+$4,392/yr · like +$5,631 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Spokane$1,707
    Kansas City$1,701
    Humboldt County$1,698
    Rochester$1,695
    County Cost Group 800$1,689
    Syracuse$1,689
    Columbus$1,686
    Omaha$1,683
    Fort Campbell$1,668
    Youngstown$1,074

    County Cost Group 800 is #188 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at County Cost Group 8000 – $2,532 / month
    E-1$1,446
    E-2$1,446
    E-3$1,446
    E-4$1,446
    E-5$1,599
    E-6$1,710
    E-7$1,830
    E-8$2,031
    E-9$2,121
    W-1$1,791
    W-2$2,028
    W-3$2,133
    W-4$2,295
    W-5$2,382
    O-1E$1,959
    O-2E$2,100
    O-3E$2,274
    O-1$1,689
    O-2$1,920
    O-3$2,163
    O-4$2,361
    O-5$2,409
    O-6$2,490
    O-7$2,532

    Promoting to O-2 here adds $231 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 800 to New York City at O-1 is worth $3,378 a month — about 15 promotions worth of housing allowance, at $231 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,689 a month of BAH takes more than $1,689 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.