BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at County Cost Group 830 draws $2,970 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-830/o-3e/with/ExcelCSVDownloads cover this station.
    County Cost Group 830
    O-3E · with dependents
    $2,970/ month
    $35,640 / year
    At O-3E, this is #120 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA ZZ830 · ZIPs 06013 06018 06021 06024 06027 06031 +407 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,808 / mo gross
    Other dependency status here$2,571 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 830 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,097$1,650
    E-2$2,097$1,650
    E-3$2,097$1,650
    E-4$2,097$1,650
    E-5$2,250$1,839
    E-6$2,580$1,959
    E-7$2,670$2,103
    E-8$2,766$2,319
    E-9$2,916$2,412
    Warrant officer
    W-1$2,598$2,058
    W-2$2,709$2,316
    W-3$2,829$2,427
    W-4$2,946$2,595
    W-5$3,093$2,691
    Officer — prior enlisted
    O-1E$2,685$2,247
    O-2E$2,811$2,391
    O-3E$2,970$2,571
    Officer
    O-1$2,295$1,944
    O-2$2,577$2,202
    O-3$2,826$2,457
    O-4$3,138$2,667
    O-5$3,366$2,721
    O-6$3,393$2,808
    O-7$3,417$2,856
    PCS compareCounty Cost Group 830 · O-3E · $2,970/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$252+$3,024/yr · like +$3,877 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Beaufort$3,009
    Patrick SFB$2,991
    Detroit$2,982
    Rome$2,976
    County Cost Group 830$2,970
    Humboldt County$2,961
    Coastal Maine$2,952
    Reno$2,946
    Twenty Nine Palms MCB$2,940
    Youngstown$1,788

    County Cost Group 830 is #120 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at County Cost Group 8300 – $3,417 / month
    E-1$2,097
    E-2$2,097
    E-3$2,097
    E-4$2,097
    E-5$2,250
    E-6$2,580
    E-7$2,670
    E-8$2,766
    E-9$2,916
    W-1$2,598
    W-2$2,709
    W-3$2,829
    W-4$2,946
    W-5$3,093
    O-1E$2,685
    O-2E$2,811
    O-3E$2,970
    O-1$2,295
    O-2$2,577
    O-3$2,826
    O-4$3,138
    O-5$3,366
    O-6$3,393
    O-7$3,417

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,970 a month of BAH takes more than $2,970 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.