What is E-9 BAH at County Cost Group 850 in 2026?

$3,096 per month with dependents ($37,152 per year), effective 01 JAN 2026. without dependents it is $2,574 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-9 BAH at County Cost Group 850 2026 — $3,096/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

County Cost Group 850

E-9 · with dependents

$3,096/ month

$37,152 / year

At E-9, this is #103 of 338 stations loaded · high Westchester County $6,882 · low Anniston $1,755

MHA ZZ850 · ZIPs 08302 08311 08313 08314 08315 08316 +288 more

Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt

Untaxed — matching it with taxable pay takes$3,969 / mo gross

Other dependency status here$2,574 without dependents

In government quarters, no dependents$50.10 / mo partial

County Cost Group 850 — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,247	$1,764
E-2	$2,247	$1,764
E-3	$2,247	$1,764
E-4	$2,247	$1,764
E-5	$2,409	$1,968
E-6	$2,745	$2,100
E-7	$2,838	$2,253
E-8	$2,940	$2,481
E-9	$3,096	$2,574
Warrant officer
W-1	$2,763	$2,205
W-2	$2,880	$2,478
W-3	$3,006	$2,589
W-4	$3,129	$2,763
W-5	$3,282	$2,859
Officer — prior enlisted
O-1E	$2,853	$2,406
O-2E	$2,985	$2,553
O-3E	$3,153	$2,736
Officer
O-1	$2,454	$2,085
O-2	$2,742	$2,358
O-3	$3,003	$2,619
O-4	$3,330	$2,838
O-5	$3,570	$2,892
O-6	$3,600	$2,982
O-7	$3,624	$3,033

What this rate means

E-9 with dependents, nearest stations0 – $6,882 / month

Westchester County$6,882

Sacramento$3,114

Philadelphia$3,111

Bremerton$3,105

Bridgeport$3,099

County Cost Group 850$3,096

Oxford$3,096

Dover AFB$3,063

Fairbanks$3,018

Orlando$3,018

Anniston$1,755

County Cost Group 850 is #103 of 338. The spread between the dearest and cheapest station at this grade is $5,127 a month — $61,524 a year, untaxed.

Every pay grade at County Cost Group 8500 – $3,624 / month

E-1$2,247

E-2$2,247

E-3$2,247

E-4$2,247

E-5$2,409

E-6$2,745

E-7$2,838

E-8$2,940

E-9$3,096

W-1$2,763

W-2$2,880

W-3$3,006

W-4$3,129

W-5$3,282

O-1E$2,853

O-2E$2,985

O-3E$3,153

O-1$2,454

O-2$2,742

O-3$3,003

O-4$3,330

O-5$3,570

O-6$3,600

O-7$3,624

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,096 a month of BAH takes more than $3,096 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-9 with dependents at County Cost Group 850 draws $3,096 per month in 2026

What this rate means

Things the rate table doesn't tell you