BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 with dependents at Dahlgren draws $3,243 per month in 2026

    Permalinkbahratedesk.com/dahlgren-fort-a-p-hill/o-4/with/ExcelCSVDownloads cover this station.
    Dahlgren/Fort A.P. Hill
    O-4 · with dependents
    $3,243/ month
    $38,916 / year
    At O-4, this is #107 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA VA368 · ZIPs 22401 22402 22404 22407 22408 22427 +20 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$4,158 / mo gross
    Other dependency status here$2,757 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Dahlgren — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,307$2,013
    E-2$2,307$2,013
    E-3$2,307$2,013
    E-4$2,307$2,013
    E-5$2,313$2,196
    E-6$2,715$2,304
    E-7$2,763$2,325
    E-8$2,811$2,397
    E-9$2,955$2,514
    Warrant officer
    W-1$2,733$2,322
    W-2$2,781$2,394
    W-3$2,847$2,529
    W-4$2,997$2,721
    W-5$3,183$2,772
    Officer — prior enlisted
    O-1E$2,766$2,331
    O-2E$2,835$2,487
    O-3E$3,027$2,706
    Officer
    O-1$2,367$2,301
    O-2$2,712$2,328
    O-3$2,844$2,568
    O-4$3,243$2,757
    O-5$3,534$2,781
    O-6$3,564$2,823
    O-7$3,588$2,871
    PCS compareDahlgren · O-4 · $3,243/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$153+$1,836/yr · like +$2,354 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    Whidbey Island$3,279
    Bremerton$3,258
    Tampa$3,255
    Traverse City$3,255
    Dahlgren$3,243
    Knoxville$3,243
    Detroit$3,228
    County Cost Group 840$3,225
    Fresno$3,213
    Youngstown$1,809

    Dahlgren is #107 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Dahlgren0 – $3,588 / month
    E-1$2,307
    E-2$2,307
    E-3$2,307
    E-4$2,307
    E-5$2,313
    E-6$2,715
    E-7$2,763
    E-8$2,811
    E-9$2,955
    W-1$2,733
    W-2$2,781
    W-3$2,847
    W-4$2,997
    W-5$3,183
    O-1E$2,766
    O-2E$2,835
    O-3E$3,027
    O-1$2,367
    O-2$2,712
    O-3$2,844
    O-4$3,243
    O-5$3,534
    O-6$3,564
    O-7$3,588

    Promoting to O-5 here adds $291 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Dahlgren to Westchester County at O-4 is worth $4,227 a month — about 15 promotions worth of housing allowance, at $291 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,243 a month of BAH takes more than $3,243 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.