What is O-5 BAH at Dahlonega in 2026?

$2,520 per month without dependents ($30,240 per year), effective 01 JAN 2026. with dependents it is $2,892 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-5 BAH at Dahlonega 2026 — $2,520/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Dahlonega, GA

O-5 · without dependents

$2,520/ month

$30,240 / year

At O-5, this is #158 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593

MHA GA079 · ZIPs 30501 30502 30503 30504 30506 30507 +9 more

Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col

Untaxed — matching it with taxable pay takes$3,231 / mo gross

Other dependency status here$2,892 with dependents

In government quarters, no dependents$50.10 / mo partial

Dahlonega — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,130	$1,746
E-2	$2,130	$1,746
E-3	$2,130	$1,746
E-4	$2,130	$1,746
E-5	$2,208	$1,938
E-6	$2,514	$2,052
E-7	$2,535	$2,130
E-8	$2,544	$2,274
E-9	$2,583	$2,358
Warrant officer
W-1	$2,532	$2,115
W-2	$2,541	$2,271
W-3	$2,553	$2,370
W-4	$2,604	$2,508
W-5	$2,706	$2,517
Officer — prior enlisted
O-1E	$2,538	$2,205
O-2E	$2,547	$2,337
O-3E	$2,619	$2,505
Officer
O-1	$2,250	$2,049
O-2	$2,511	$2,187
O-3	$2,550	$2,400
O-4	$2,736	$2,511
O-5	$2,892	$2,520
O-6	$2,916	$2,523
O-7	$2,934	$2,544

What this rate means

O-5 without dependents, nearest stations0 – $6,162 / month

Westchester County$6,162

Cincinnati$2,562

Gainesville$2,556

Birmingham$2,535

County Cost Group 810$2,520

Dahlonega$2,520

Fort Stewart$2,520

Fort Carson$2,517

Grand Haven$2,514

Coos Bay$2,508

Youngstown$1,593

Dahlonega is #158 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

Every pay grade at Dahlonega0 – $2,544 / month

E-1$1,746

E-2$1,746

E-3$1,746

E-4$1,746

E-5$1,938

E-6$2,052

E-7$2,130

E-8$2,274

E-9$2,358

W-1$2,115

W-2$2,271

W-3$2,370

W-4$2,508

W-5$2,517

O-1E$2,205

O-2E$2,337

O-3E$2,505

O-1$2,049

O-2$2,187

O-3$2,400

O-4$2,511

O-5$2,520

O-6$2,523

O-7$2,544

Promoting to O-6 here adds $3 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Dahlonega to Westchester County at O-5 is worth $3,642 a month — about 1214 promotions worth of housing allowance, at $3 per grade here.

Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,520 a month of BAH takes more than $2,520 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-5 without dependents at Dahlonega draws $2,520 per month in 2026

What this rate means

Things the rate table doesn't tell you