BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,841 Without $2,148

E-5 at Denver draws $2,841 per month with dependents in 2026, $2,148 without

Permalink bahratedesk.com/denver-co/ Excel CSV
Denver, CO
E-5 · with dependents
$2,841/ month
$34,092 / year
At E-5, this is #66 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CO045 · ZIPs 80001 80002 80003 80004 80005 80006 +144 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,642 / mo gross
Without dependents here $2,148 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Denver · E-5 · $2,841/mo
Denver $2,841/mo · $34,092/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Denver — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,556 $1,938
E-2 $2,556 $1,938
E-3 $2,556 $1,938
E-4 $2,556 $1,938
E-5 $2,841 $2,148
E-6 $3,063 $2,301
E-7 $3,114 $2,568
E-8 $3,168 $2,889
E-9 $3,267 $2,946
Warrant officer
W-1 $3,081 $2,463
W-2 $3,135 $2,886
W-3 $3,210 $2,958
W-4 $3,288 $3,066
W-5 $3,396 $3,126
Officer — prior enlisted
O-1E $3,120 $2,838
O-2E $3,195 $2,934
O-3E $3,306 $3,054
Officer
O-1 $2,874 $2,268
O-2 $3,060 $2,748
O-3 $3,207 $2,979
O-4 $3,426 $3,108
O-5 $3,588 $3,135
O-6 $3,615 $3,186
O-7 $3,642 $3,240

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Annapolis $2,928
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Hartford $2,901
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
County Cost Group 880 $2,850
Newport $2,847
Denver $2,841
JB McGuire-Dix-Lakehurst $2,823
Boulder $2,754
Cape May $2,754
Everett $2,748
Tampa $2,709
Fort Myers Beach $2,694
Fort Pierce $2,691
Philadelphia $2,691
Fort Detrick $2,682
Edwards AFB $2,658
Anniston $1,185

Denver is #66 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Denver0 – $3,642 / month
E-1 $2,556
E-2 $2,556
E-3 $2,556
E-4 $2,556
E-5 $2,841
E-6 $3,063
E-7 $3,114
E-8 $3,168
E-9 $3,267
W-1 $3,081
W-2 $3,135
W-3 $3,210
W-4 $3,288
W-5 $3,396
O-1E $3,120
O-2E $3,195
O-3E $3,306
O-1 $2,874
O-2 $3,060
O-3 $3,207
O-4 $3,426
O-5 $3,588
O-6 $3,615
O-7 $3,642

The pay chart moves this allowance far less than the map does.

Moving from Denver to San Francisco at E-5 is worth $2,286 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.