O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco$5,451
Rochester$2,514
Dahlonega$2,511
Wilmington$2,496
Volusia County$2,493
Dover AFB$2,490
County Cost Group 820$2,487
Eugene$2,478
Grand Haven$2,478
Phoenix$2,454
Youngstown$1,332
Dover AFB is #145 of 338. The spread between
the dearest and cheapest station at this grade is $4,119 a month —
$49,428 a year, untaxed.
Every pay grade at Dover AFB0 – $3,123 / month
E-1$2,160
E-2$2,160
E-3$2,160
E-4$2,160
E-5$2,277
E-6$2,493
E-7$2,694
E-8$2,916
E-9$3,063
W-1$2,511
W-2$2,787
W-3$3,060
W-4$3,066
W-5$3,075
O-1E$2,736
O-2E$3,018
O-3E$3,069
O-1$2,310
O-2$2,490
O-3$3,051
O-4$3,078
O-5$3,081
O-6$3,105
O-7$3,123
Promoting to O-3 here adds $561 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Dover AFB to San Francisco at O-2 is worth $2,961 a month — about 5 promotions worth of housing allowance, at $561 per grade here.
02
Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,490 a month of BAH takes more than $2,490 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.