BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,118 Without $1,770

E-5 at Durham draws $2,118 per month with dependents in 2026, $1,770 without

Permalink bahratedesk.com/durham-chapel-hill-nc/ Excel CSV
Durham/Chapel Hill, NC
E-5 · with dependents
$2,118/ month
$25,416 / year
At E-5, this is #156 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NC180 · ZIPs 27231 27243 27278 27503 27509 27510 +22 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,715 / mo gross
Without dependents here $1,770 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Durham · E-5 · $2,118/mo
Durham $2,118/mo · $25,416/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Durham — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,995 $1,602
E-2 $1,995 $1,602
E-3 $1,995 $1,602
E-4 $1,995 $1,602
E-5 $2,118 $1,770
E-6 $2,391 $1,878
E-7 $2,436 $1,998
E-8 $2,484 $2,178
E-9 $2,631 $2,250
Warrant officer
W-1 $2,409 $1,965
W-2 $2,454 $2,175
W-3 $2,520 $2,262
W-4 $2,673 $2,394
W-5 $2,868 $2,445
Officer — prior enlisted
O-1E $2,439 $2,115
O-2E $2,508 $2,235
O-3E $2,703 $2,382
Officer
O-1 $2,160 $1,869
O-2 $2,388 $2,082
O-3 $2,517 $2,289
O-4 $2,931 $2,430
O-5 $3,231 $2,451
O-6 $3,258 $2,496
O-7 $3,279 $2,538

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Eastern Shore $2,121
Durham $2,118
Fort Worth $2,118
Ogden $2,118
Rome $2,109
Myrtle Beach $2,097
Raleigh $2,091
Bridgeport $2,085
Omaha $2,085
Carlisle Barracks $2,076
Whidbey Island $2,073
Nellis AFB $2,070
Anniston $1,185

Durham is #156 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Durham0 – $3,279 / month
E-1 $1,995
E-2 $1,995
E-3 $1,995
E-4 $1,995
E-5 $2,118
E-6 $2,391
E-7 $2,436
E-8 $2,484
E-9 $2,631
W-1 $2,409
W-2 $2,454
W-3 $2,520
W-4 $2,673
W-5 $2,868
O-1E $2,439
O-2E $2,508
O-3E $2,703
O-1 $2,160
O-2 $2,388
O-3 $2,517
O-4 $2,931
O-5 $3,231
O-6 $3,258
O-7 $3,279

The pay chart moves this allowance far less than the map does.

Moving from Durham to San Francisco at E-5 is worth $3,009 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.