BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at Eastern Shore draws $2,082 per month in 2026

    Permalinkbahratedesk.com/eastern-shore-md/o-2/without/ExcelCSVDownloads cover this station.
    Eastern Shore, MD
    O-2 · without dependents
    $2,082/ month
    $24,984 / year
    At O-2, this is #159 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA MD432 · ZIPs 21801 21802 21803 21804 21810 21811 +91 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,669 / mo gross
    Other dependency status here$2,310 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Eastern Shore — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,989$1,602
    E-2$1,989$1,602
    E-3$1,989$1,602
    E-4$1,989$1,602
    E-5$2,121$1,761
    E-6$2,313$1,866
    E-7$2,346$1,992
    E-8$2,382$2,166
    E-9$2,472$2,214
    Warrant officer
    W-1$2,331$1,956
    W-2$2,358$2,163
    W-3$2,409$2,223
    W-4$2,496$2,313
    W-5$2,610$2,352
    Officer — prior enlisted
    O-1E$2,349$2,118
    O-2E$2,397$2,202
    O-3E$2,514$2,304
    Officer
    O-1$2,151$1,854
    O-2$2,310$2,082
    O-3$2,406$2,238
    O-4$2,643$2,337
    O-5$2,820$2,355
    O-6$2,841$2,385
    O-7$2,859$2,424
    PCS compareEastern Shore · O-2 · $2,082/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▲ RAISE+$330+$3,960/yr · like +$5,077 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Kings Bay$2,097
    Rome$2,097
    Grand Rapids$2,085
    Durham$2,082
    Eastern Shore$2,082
    Lemoore NAS$2,079
    Salt Lake City$2,070
    Fairbanks$2,064
    Myrtle Beach$2,064
    Youngstown$1,176

    Eastern Shore is #159 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at Eastern Shore0 – $2,424 / month
    E-1$1,602
    E-2$1,602
    E-3$1,602
    E-4$1,602
    E-5$1,761
    E-6$1,866
    E-7$1,992
    E-8$2,166
    E-9$2,214
    W-1$1,956
    W-2$2,163
    W-3$2,223
    W-4$2,313
    W-5$2,352
    O-1E$2,118
    O-2E$2,202
    O-3E$2,304
    O-1$1,854
    O-2$2,082
    O-3$2,238
    O-4$2,337
    O-5$2,355
    O-6$2,385
    O-7$2,424

    Promoting to O-3 here adds $156 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Eastern Shore to New York City at O-2 is worth $3,009 a month — about 19 promotions worth of housing allowance, at $156 per grade here.

    02

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,082 a month of BAH takes more than $2,082 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.