BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,508 Without $1,980

E-5 at Elizabeth City draws $2,508 per month with dependents in 2026, $1,980 without

Permalink bahratedesk.com/elizabeth-city-nc/ Excel CSV
Elizabeth City, NC
E-5 · with dependents
$2,508/ month
$30,096 / year
At E-5, this is #90 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NC181 · ZIPs 27906 27907 27909 27919 27921 27930 +4 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,215 / mo gross
Without dependents here $1,980 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Elizabeth City · E-5 · $2,508/mo
Elizabeth City $2,508/mo · $30,096/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Elizabeth City — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,304 $1,770
E-2 $2,304 $1,770
E-3 $2,304 $1,770
E-4 $2,304 $1,770
E-5 $2,508 $1,980
E-6 $2,562 $2,118
E-7 $2,595 $2,310
E-8 $2,637 $2,526
E-9 $2,760 $2,532
Warrant officer
W-1 $2,577 $2,241
W-2 $2,613 $2,523
W-3 $2,670 $2,535
W-4 $2,796 $2,559
W-5 $2,958 $2,604
Officer — prior enlisted
O-1E $2,598 $2,505
O-2E $2,655 $2,529
O-3E $2,823 $2,547
Officer
O-1 $2,523 $2,097
O-2 $2,559 $2,442
O-3 $2,667 $2,538
O-4 $3,009 $2,589
O-5 $3,264 $2,607
O-6 $3,288 $2,643
O-7 $3,312 $2,688

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Anniston $1,185

Elizabeth City is #90 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Elizabeth City0 – $3,312 / month
E-1 $2,304
E-2 $2,304
E-3 $2,304
E-4 $2,304
E-5 $2,508
E-6 $2,562
E-7 $2,595
E-8 $2,637
E-9 $2,760
W-1 $2,577
W-2 $2,613
W-3 $2,670
W-4 $2,796
W-5 $2,958
O-1E $2,598
O-2E $2,655
O-3E $2,823
O-1 $2,523
O-2 $2,559
O-3 $2,667
O-4 $3,009
O-5 $3,264
O-6 $3,288
O-7 $3,312

The pay chart moves this allowance far less than the map does.

Moving from Elizabeth City to San Francisco at E-5 is worth $2,619 a month — about 49 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.