BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,436 Without $1,827

E-5 at Fairbanks draws $2,436 per month with dependents in 2026, $1,827 without

Permalink bahratedesk.com/fairbanks-ak/ Excel CSV
Fairbanks, AK
E-5 · with dependents
$2,436/ month
$29,232 / year
At E-5, this is #98 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AK405 · ZIPs 99701 99702 99703 99705 99706 99707 +17 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,123 / mo gross
Without dependents here $1,827 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fairbanks · E-5 · $2,436/mo
Fairbanks $2,436/mo · $29,232/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fairbanks — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,106 $1,581
E-2 $2,106 $1,581
E-3 $2,106 $1,581
E-4 $2,106 $1,581
E-5 $2,436 $1,827
E-6 $2,454 $1,887
E-7 $2,610 $1,989
E-8 $2,814 $2,166
E-9 $3,018 $2,265
Warrant officer
W-1 $2,457 $1,965
W-2 $2,694 $2,163
W-3 $2,943 $2,271
W-4 $3,045 $2,463
W-5 $3,171 $2,655
Officer — prior enlisted
O-1E $2,646 $2,091
O-2E $2,907 $2,235
O-3E $3,066 $2,415
Officer
O-1 $2,448 $1,881
O-2 $2,451 $2,064
O-3 $2,937 $2,301
O-4 $3,210 $2,619
O-5 $3,405 $2,733
O-6 $3,432 $2,922
O-7 $3,456 $2,973

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Norfolk $2,430
Great Lakes Navtracen $2,427
Savannah $2,415
County Cost Group 850 $2,409
Patuxent River $2,406
Beaufort $2,403
Reno $2,391
Anniston $1,185

Fairbanks is #98 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fairbanks0 – $3,456 / month
E-1 $2,106
E-2 $2,106
E-3 $2,106
E-4 $2,106
E-5 $2,436
E-6 $2,454
E-7 $2,610
E-8 $2,814
E-9 $3,018
W-1 $2,457
W-2 $2,694
W-3 $2,943
W-4 $3,045
W-5 $3,171
O-1E $2,646
O-2E $2,907
O-3E $3,066
O-1 $2,448
O-2 $2,451
O-3 $2,937
O-4 $3,210
O-5 $3,405
O-6 $3,432
O-7 $3,456

The pay chart moves this allowance far less than the map does.

Moving from Fairbanks to San Francisco at E-5 is worth $2,691 a month — about 150 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.