BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 without dependents at Fairbanks draws $1,989 per month in 2026

    Permalinkbahratedesk.com/fairbanks-ak/e-7/without/ExcelCSVDownloads cover this station.
    Fairbanks, AK
    E-7 · without dependents
    $1,989/ month
    $23,868 / year
    At E-7, this is #157 of 338 stations loaded · high New York City $5,088 · low Youngstown $1,131
    MHA AK405 · ZIPs 99701 99702 99703 99705 99706 99707 +17 more
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$2,550 / mo gross
    Other dependency status here$2,610 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fairbanks — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,106$1,581
    E-2$2,106$1,581
    E-3$2,106$1,581
    E-4$2,106$1,581
    E-5$2,436$1,827
    E-6$2,454$1,887
    E-7$2,610$1,989
    E-8$2,814$2,166
    E-9$3,018$2,265
    Warrant officer
    W-1$2,457$1,965
    W-2$2,694$2,163
    W-3$2,943$2,271
    W-4$3,045$2,463
    W-5$3,171$2,655
    Officer — prior enlisted
    O-1E$2,646$2,091
    O-2E$2,907$2,235
    O-3E$3,066$2,415
    Officer
    O-1$2,448$1,881
    O-2$2,451$2,064
    O-3$2,937$2,301
    O-4$3,210$2,619
    O-5$3,405$2,733
    O-6$3,432$2,922
    O-7$3,456$2,973
    PCS compareFairbanks · E-7 · $1,989/mo
    Aberdeen Proving Grounds$2,274/mo · $27,288/yr
    ▲ RAISE+$285+$3,420/yr · like +$4,385 of salary

    What this rate means

    E-7 without dependents, nearest stations0 – $5,088 / month
    New York City$5,088
    Durham$1,998
    Memphis$1,995
    Spokane$1,995
    Eastern Shore$1,992
    Fairbanks$1,989
    Myrtle Beach$1,989
    Twenty Nine Palms MCB$1,986
    Gainesville$1,983
    Houston$1,980
    Youngstown$1,131

    Fairbanks is #157 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at Fairbanks0 – $2,973 / month
    E-1$1,581
    E-2$1,581
    E-3$1,581
    E-4$1,581
    E-5$1,827
    E-6$1,887
    E-7$1,989
    E-8$2,166
    E-9$2,265
    W-1$1,965
    W-2$2,163
    W-3$2,271
    W-4$2,463
    W-5$2,655
    O-1E$2,091
    O-2E$2,235
    O-3E$2,415
    O-1$1,881
    O-2$2,064
    O-3$2,301
    O-4$2,619
    O-5$2,733
    O-6$2,922
    O-7$2,973

    Promoting to E-8 here adds $177 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fairbanks to New York City at E-7 is worth $3,099 a month — about 18 promotions worth of housing allowance, at $177 per grade here.

    02

    Dependency status is worth 31% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,989 a month of BAH takes more than $1,989 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.