BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 without dependents at Fayetteville draws $2,157 per month in 2026

    Permalinkbahratedesk.com/fayetteville-ar/o-4/without/ExcelCSVDownloads cover this station.
    Fayetteville, AR
    O-4 · without dependents
    $2,157/ month
    $25,884 / year
    At O-4, this is #226 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497
    MHA AR411 · ZIPs 72701 72702 72703 72704 72711 72712 +39 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,765 / mo gross
    Other dependency status here$2,640 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fayetteville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,662$1,263
    E-2$1,662$1,263
    E-3$1,662$1,263
    E-4$1,662$1,263
    E-5$1,782$1,437
    E-6$2,040$1,545
    E-7$2,154$1,662
    E-8$2,280$1,839
    E-9$2,439$1,908
    Warrant officer
    W-1$2,058$1,632
    W-2$2,205$1,836
    W-3$2,361$1,920
    W-4$2,466$2,061
    W-5$2,601$2,181
    Officer — prior enlisted
    O-1E$2,175$1,779
    O-2E$2,337$1,893
    O-3E$2,487$2,031
    Officer
    O-1$1,821$1,536
    O-2$2,037$1,746
    O-3$2,355$1,944
    O-4$2,640$2,157
    O-5$2,847$2,223
    O-6$2,868$2,340
    O-7$2,886$2,376
    PCS compareFayetteville · O-4 · $2,157/mo
    Aberdeen Proving Grounds$2,865/mo · $34,380/yr
    ▲ RAISE+$708+$8,496/yr · like +$10,892 of salary

    What this rate means

    O-4 without dependents, nearest stations0 – $5,874 / month
    Westchester County$5,874
    Lincoln$2,166
    Lexington$2,160
    Toledo$2,160
    Fort Bliss$2,157
    Fayetteville$2,157
    Greensboro$2,157
    Roanoke$2,154
    Columbia$2,151
    Marquette$2,148
    Youngstown$1,497

    Fayetteville is #226 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

    Every pay grade at Fayetteville0 – $2,376 / month
    E-1$1,263
    E-2$1,263
    E-3$1,263
    E-4$1,263
    E-5$1,437
    E-6$1,545
    E-7$1,662
    E-8$1,839
    E-9$1,908
    W-1$1,632
    W-2$1,836
    W-3$1,920
    W-4$2,061
    W-5$2,181
    O-1E$1,779
    O-2E$1,893
    O-3E$2,031
    O-1$1,536
    O-2$1,746
    O-3$1,944
    O-4$2,157
    O-5$2,223
    O-6$2,340
    O-7$2,376

    Promoting to O-5 here adds $66 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fayetteville to Westchester County at O-4 is worth $3,717 a month — about 56 promotions worth of housing allowance, at $66 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,157 a month of BAH takes more than $2,157 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.