O-2 without dependents, nearest stations0 – $5,091 / month
New York City$5,091
Washington$3,126
Manchester$3,120
County Cost Group 890$3,093
Seattle$3,087
Fitchburg$3,075
New Haven$3,036
Burlington$3,033
Warrenton$3,003
Beale AFB$2,892
Youngstown$1,176
Fitchburg is #46 of 338. The spread between
the dearest and cheapest station at this grade is $3,915 a month —
$46,980 a year, untaxed.
Every pay grade at Fitchburg0 – $4,119 / month
E-1$2,415
E-2$2,415
E-3$2,415
E-4$2,415
E-5$2,763
E-6$2,952
E-7$3,021
E-8$3,174
E-9$3,279
W-1$3,012
W-2$3,171
W-3$3,294
W-4$3,516
W-5$3,738
O-1E$3,090
O-2E$3,255
O-3E$3,462
O-1$2,949
O-2$3,075
O-3$3,330
O-4$3,699
O-5$3,831
O-6$4,047
O-7$4,119
Promoting to O-3 here adds $255 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Fitchburg to New York City at O-2 is worth $2,016 a month — about 8 promotions worth of housing allowance, at $255 per grade here.
02
Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,075 a month of BAH takes more than $3,075 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.