BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,716 Without $1,482

E-5 at Fort Benning draws $1,716 per month with dependents in 2026, $1,482 without

Permalink bahratedesk.com/fort-benning/ Excel CSV
Fort Benning, GA
E-5 · with dependents
$1,716/ month
$20,592 / year
At E-5, this is #238 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA GA075 · ZIPs 31804 31805 31807 31808 31811 31814 +34 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,200 / mo gross
Without dependents here $1,482 / mo
In government quarters, no dependents $50.10 / mo partial
MHA

Renamed back from Fort Moore for 2026. Orders from 2023–25 may still say Moore.

PCS compare Fort Benning · E-5 · $1,716/mo
Fort Benning $1,716/mo · $20,592/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Benning — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,635 $1,362
E-2 $1,635 $1,362
E-3 $1,635 $1,362
E-4 $1,635 $1,362
E-5 $1,716 $1,482
E-6 $1,977 $1,557
E-7 $2,004 $1,635
E-8 $2,037 $1,773
E-9 $2,121 $1,842
Warrant officer
W-1 $1,995 $1,623
W-2 $2,016 $1,770
W-3 $2,061 $1,854
W-4 $2,148 $1,977
W-5 $2,262 $2,010
Officer — prior enlisted
O-1E $2,007 $1,713
O-2E $2,049 $1,827
O-3E $2,166 $1,968
Officer
O-1 $1,755 $1,554
O-2 $1,974 $1,692
O-3 $2,058 $1,878
O-4 $2,295 $1,998
O-5 $2,469 $2,013
O-6 $2,487 $2,034
O-7 $2,502 $2,067

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Lincoln $1,788
Fayetteville $1,782
Coos Bay $1,779
Des Moines $1,770
College Station $1,758
Waco $1,755
County Cost Group 770 $1,752
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Anniston $1,185

Fort Benning is #238 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Benning0 – $2,502 / month
E-1 $1,635
E-2 $1,635
E-3 $1,635
E-4 $1,635
E-5 $1,716
E-6 $1,977
E-7 $2,004
E-8 $2,037
E-9 $2,121
W-1 $1,995
W-2 $2,016
W-3 $2,061
W-4 $2,148
W-5 $2,262
O-1E $2,007
O-2E $2,049
O-3E $2,166
O-1 $1,755
O-2 $1,974
O-3 $2,058
O-4 $2,295
O-5 $2,469
O-6 $2,487
O-7 $2,502

The pay chart moves this allowance far less than the map does.

Moving from Fort Benning to San Francisco at E-5 is worth $3,411 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.