BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,263 Without $996

E-5 at Fort Chaffee draws $1,263 per month with dependents in 2026, $996 without

Permalink bahratedesk.com/fort-chaffee-fort-smith-ar/ Excel CSV
Fort Chaffee/Fort Smith, AR
E-5 · with dependents
$1,263/ month
$15,156 / year
At E-5, this is #331 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AR012 · ZIPs 72901 72902 72903 72904 72905 72906 +41 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,619 / mo gross
Without dependents here $996 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Chaffee · E-5 · $1,263/mo
Fort Chaffee $1,263/mo · $15,156/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Chaffee — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,173 $879
E-2 $1,173 $879
E-3 $1,173 $879
E-4 $1,173 $879
E-5 $1,263 $996
E-6 $1,680 $1,260
E-7 $1,785 $1,338
E-8 $1,893 $1,419
E-9 $2,028 $1,521
Warrant officer
W-1 $1,701 $1,278
W-2 $1,827 $1,371
W-3 $1,965 $1,524
W-4 $2,052 $1,701
W-5 $2,166 $1,809
Officer — prior enlisted
O-1E $1,803 $1,353
O-2E $1,944 $1,458
O-3E $2,070 $1,674
Officer
O-1 $1,320 $1,077
O-2 $1,677 $1,341
O-3 $1,962 $1,527
O-4 $2,199 $1,785
O-5 $2,370 $1,842
O-6 $2,388 $1,944
O-7 $2,400 $1,974

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Cannon AFB $1,365
Paducah $1,365
County Cost Group 560 $1,362
Lake Charles $1,356
County Cost Group 550 $1,353
County Cost Group 540 $1,344
County Cost Group 530 $1,338
Stevens Point $1,338
County Cost Group 520 $1,332
County Cost Group 510 $1,329
Fort Riley $1,314
Alexandria $1,290
Meridian $1,290
Fort Chaffee $1,263
Altus AFB $1,254
Fort Sill $1,233
Fort Polk $1,218
Vance AFB $1,200
Monroe $1,194
Youngstown $1,191
Anniston $1,185

Fort Chaffee is #331 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Chaffee0 – $2,400 / month
E-1 $1,173
E-2 $1,173
E-3 $1,173
E-4 $1,173
E-5 $1,263
E-6 $1,680
E-7 $1,785
E-8 $1,893
E-9 $2,028
W-1 $1,701
W-2 $1,827
W-3 $1,965
W-4 $2,052
W-5 $2,166
O-1E $1,803
O-2E $1,944
O-3E $2,070
O-1 $1,320
O-2 $1,677
O-3 $1,962
O-4 $2,199
O-5 $2,370
O-6 $2,388
O-7 $2,400

The pay chart moves this allowance far less than the map does.

Moving from Fort Chaffee to San Francisco at E-5 is worth $3,864 a month — about 9 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.