BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 without dependents at Fort Huachuca draws $1,974 per month in 2026

    Permalinkbahratedesk.com/fort-huachuca-az/w-3/without/ExcelCSVDownloads cover this station.
    Fort Huachuca, AZ
    W-3 · without dependents
    $1,974/ month
    $23,688 / year
    At W-3, this is #221 of 338 stations loaded · high San Francisco $5,301 · low Youngstown $1,341
    MHA AZ014 · ZIPs 85602 85603 85605 85606 85607 85608 +20 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,531 / mo gross
    Other dependency status here$2,235 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Huachuca — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,569$1,245
    E-2$1,569$1,245
    E-3$1,569$1,245
    E-4$1,569$1,245
    E-5$1,719$1,347
    E-6$2,193$1,644
    E-7$2,217$1,665
    E-8$2,226$1,818
    E-9$2,250$1,956
    Warrant officer
    W-1$2,214$1,662
    W-2$2,223$1,815
    W-3$2,235$1,974
    W-4$2,265$2,190
    W-5$2,343$2,199
    Officer — prior enlisted
    O-1E$2,220$1,716
    O-2E$2,229$1,926
    O-3E$2,277$2,187
    Officer
    O-1$1,782$1,413
    O-2$2,190$1,674
    O-3$2,232$2,019
    O-4$2,364$2,193
    O-5$2,481$2,202
    O-6$2,499$2,205
    O-7$2,511$2,220
    PCS compareFort Huachuca · W-3 · $1,974/mo
    Aberdeen Proving Grounds$2,619/mo · $31,428/yr
    ▲ RAISE+$645+$7,740/yr · like +$9,923 of salary

    What this rate means

    W-3 without dependents, nearest stations0 – $5,301 / month
    San Francisco$5,301
    County Cost Group 780$1,983
    Fort Leavenworth$1,983
    Mobile$1,983
    Bangor$1,974
    Fort Huachuca$1,974
    Fort Campbell$1,968
    Greensboro$1,968
    Lincoln$1,959
    Cheyenne$1,956
    Youngstown$1,341

    Fort Huachuca is #221 of 338. The spread between the dearest and cheapest station at this grade is $3,960 a month — $47,520 a year, untaxed.

    Every pay grade at Fort Huachuca0 – $2,220 / month
    E-1$1,245
    E-2$1,245
    E-3$1,245
    E-4$1,245
    E-5$1,347
    E-6$1,644
    E-7$1,665
    E-8$1,818
    E-9$1,956
    W-1$1,662
    W-2$1,815
    W-3$1,974
    W-4$2,190
    W-5$2,199
    O-1E$1,716
    O-2E$1,926
    O-3E$2,187
    O-1$1,413
    O-2$1,674
    O-3$2,019
    O-4$2,193
    O-5$2,202
    O-6$2,205
    O-7$2,220

    Promoting to W-4 here adds $216 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Huachuca to San Francisco at W-3 is worth $3,327 a month — about 15 promotions worth of housing allowance, at $216 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,974 a month of BAH takes more than $1,974 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.