BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,647 Without $1,443

E-5 at Fort Knox draws $1,647 per month with dependents in 2026, $1,443 without

Permalink bahratedesk.com/fort-knox-ky/ Excel CSV
Fort Knox, KY
E-5 · with dependents
$1,647/ month
$19,764 / year
At E-5, this is #249 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA KY110 · ZIPs 40104 40108 40117 40121 40122 40142 +16 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,112 / mo gross
Without dependents here $1,443 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Knox · E-5 · $1,647/mo
Fort Knox $1,647/mo · $19,764/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Knox — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,575 $1,350
E-2 $1,575 $1,350
E-3 $1,575 $1,350
E-4 $1,575 $1,350
E-5 $1,647 $1,443
E-6 $2,136 $1,602
E-7 $2,241 $1,680
E-8 $2,352 $1,764
E-9 $2,505 $1,893
Warrant officer
W-1 $2,157 $1,617
W-2 $2,286 $1,746
W-3 $2,424 $1,911
W-4 $2,538 $2,157
W-5 $2,679 $2,265
Officer — prior enlisted
O-1E $2,259 $1,695
O-2E $2,403 $1,860
O-3E $2,559 $2,130
Officer
O-1 $1,710 $1,503
O-2 $2,133 $1,683
O-3 $2,421 $1,956
O-4 $2,724 $2,241
O-5 $2,943 $2,301
O-6 $2,964 $2,403
O-7 $2,985 $2,442

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Tulsa $1,638
Topeka $1,626
St Mary And Terrebonne $1,620
Whiteman AFB $1,611
Malmstrom SFB $1,608
Mountain Home AFB $1,605
Gulfport $1,602
Anniston $1,185

Fort Knox is #249 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Knox0 – $2,985 / month
E-1 $1,575
E-2 $1,575
E-3 $1,575
E-4 $1,575
E-5 $1,647
E-6 $2,136
E-7 $2,241
E-8 $2,352
E-9 $2,505
W-1 $2,157
W-2 $2,286
W-3 $2,424
W-4 $2,538
W-5 $2,679
O-1E $2,259
O-2E $2,403
O-3E $2,559
O-1 $1,710
O-2 $2,133
O-3 $2,421
O-4 $2,724
O-5 $2,943
O-6 $2,964
O-7 $2,985

The pay chart moves this allowance far less than the map does.

Moving from Fort Knox to San Francisco at E-5 is worth $3,480 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.