BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,549 Without $2,940

E-5 at Fort Monmouth draws $3,549 per month with dependents in 2026, $2,940 without

Permalink bahratedesk.com/fort-monmouth-earle-nws-nj/ Excel CSV
Fort Monmouth/Earle NWS, NJ
E-5 · with dependents
$3,549/ month
$42,588 / year
At E-5, this is #23 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NJ200 · ZIPs 07701 07702 07703 07704 07710 07711 +58 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,550 / mo gross
Without dependents here $2,940 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Monmouth · E-5 · $3,549/mo
Fort Monmouth $3,549/mo · $42,588/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Monmouth — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,357 $2,523
E-2 $3,357 $2,523
E-3 $3,357 $2,523
E-4 $3,357 $2,523
E-5 $3,549 $2,940
E-6 $4,080 $3,180
E-7 $4,173 $3,363
E-8 $4,272 $3,657
E-9 $4,437 $3,816
Warrant officer
W-1 $4,101 $3,300
W-2 $4,212 $3,654
W-3 $4,335 $3,834
W-4 $4,476 $4,098
W-5 $4,653 $4,194
Officer — prior enlisted
O-1E $4,188 $3,546
O-2E $4,314 $3,780
O-3E $4,503 $4,074
Officer
O-1 $3,618 $3,159
O-2 $4,077 $3,486
O-3 $4,332 $3,888
O-4 $4,710 $4,173
O-5 $4,986 $4,224
O-6 $5,028 $4,314
O-7 $5,067 $4,392

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Florida Keys $3,969
Camp Pendleton $3,963
Cape Cod-Plymouth $3,924
Los Angeles $3,882
Kauai County $3,798
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Anniston $1,185

Fort Monmouth is #23 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Monmouth0 – $5,067 / month
E-1 $3,357
E-2 $3,357
E-3 $3,357
E-4 $3,357
E-5 $3,549
E-6 $4,080
E-7 $4,173
E-8 $4,272
E-9 $4,437
W-1 $4,101
W-2 $4,212
W-3 $4,335
W-4 $4,476
W-5 $4,653
O-1E $4,188
O-2E $4,314
O-3E $4,503
O-1 $3,618
O-2 $4,077
O-3 $4,332
O-4 $4,710
O-5 $4,986
O-6 $5,028
O-7 $5,067

The pay chart moves this allowance far less than the map does.

Moving from Fort Monmouth to San Francisco at E-5 is worth $1,578 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.