BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E without dependents at Fort Myers Beach draws $2,910 per month in 2026

    Permalinkbahratedesk.com/fort-myers-beach-fl/o-3e/without/ExcelCSVDownloads cover this station.
    Fort Myers Beach, FL
    O-3E · without dependents
    $2,910/ month
    $34,920 / year
    At O-3E, this is #80 of 338 stations loaded · high San Francisco $5,445 · low Youngstown $1,347
    MHA FL424 · ZIPs 33901 33902 33903 33904 33905 33906 +41 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,731 / mo gross
    Other dependency status here$3,228 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Myers Beach — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,553$2,094
    E-2$2,553$2,094
    E-3$2,553$2,094
    E-4$2,553$2,094
    E-5$2,694$2,295
    E-6$2,919$2,421
    E-7$2,994$2,556
    E-8$3,078$2,745
    E-9$3,192$2,802
    Warrant officer
    W-1$2,937$2,514
    W-2$3,027$2,742
    W-3$3,132$2,814
    W-4$3,213$2,931
    W-5$3,315$3,012
    Officer — prior enlisted
    O-1E$3,006$2,691
    O-2E$3,114$2,790
    O-3E$3,228$2,910
    Officer
    O-1$2,730$2,406
    O-2$2,916$2,652
    O-3$3,129$2,835
    O-4$3,345$2,991
    O-5$3,504$3,036
    O-6$3,531$3,111
    O-7$3,555$3,165
    PCS compareFort Myers Beach · O-3E · $2,910/mo
    Aberdeen Proving Grounds$2,733/mo · $32,796/yr
    ▼ CUT−$177−$2,124/yr · like −$2,723 of salary

    What this rate means

    O-3E without dependents, every station0 – $5,445 / month
    San Francisco$5,445
    Westchester County$5,361
    Nantucket$5,121
    New York City$5,115
    Northern New Jersey$5,043
    Santa Clara County$4,971
    Boston$4,818
    Long Island$4,764
    Maui County$4,764
    Martha's Vineyard$4,587
    Hanscom AFB$4,470
    San Diego$4,398
    Camp Pendleton$4,392
    Kauai County$4,260
    Staten Island$4,209
    Los Angeles$4,179
    West Point$4,113
    Oakland$4,107
    Fort Monmouth$4,074
    Perth Amboy$4,065
    Florida Keys$4,044
    Ventura$4,002
    Cape Cod-Plymouth$3,987
    Trenton$3,966
    San Luis Obispo$3,942
    Honolulu County$3,903
    Seattle$3,900
    Monterey$3,861
    Hawaii County$3,828
    Marin$3,813
    Miami$3,780
    Washington$3,753
    Burlington$3,735
    Essex CO$3,735
    New Haven$3,717
    Chicago$3,693
    Portsmouth$3,684
    Vandenberg SFB$3,633
    West Palm Beach$3,594
    Portland$3,567
    Riverside$3,537
    Manchester$3,516
    County Cost Group 890$3,513
    Vallejo$3,486
    Fitchburg$3,462
    Providence$3,447
    Newport$3,441
    JB McGuire-Dix-Lakehurst$3,438
    Santa Fe$3,408
    Willow Grove$3,393
    Worcester$3,384
    San Bernardino$3,369
    Warrenton$3,369
    Indian Head Navordsta$3,366
    Boulder$3,336
    Juneau$3,333
    Hartford$3,324
    Atlantic City$3,285
    Fort G. G. Meade$3,270
    Everett$3,237
    Annapolis$3,219
    County Cost Group 880$3,195
    Sitka$3,189
    Quantico$3,165
    Edwards AFB$3,150
    Beale AFB$3,120
    Ann Arbor$3,072
    Cape May$3,066
    New London$3,066
    Denver$3,054
    Fort Detrick$3,054
    Tampa$3,036
    County Cost Group 870$2,991
    Philadelphia$2,970
    Sacramento$2,964
    Orlando$2,952
    Outer Banks$2,937
    Stockton$2,925
    JB Lewis-McChord$2,913
    Fort Myers Beach$2,910
    Baltimore$2,895
    Madison$2,880
    Patrick SFB$2,877
    Brunswick$2,859
    JB Elmendorf-Richardson$2,853
    Port Angeles$2,853
    Ballston Spa$2,850
    Ketchikan$2,847
    Hampden County$2,844
    Kodiak Island$2,844
    Allentown$2,835
    County Cost Group 860$2,820
    Fresno$2,820
    Fort Pierce$2,817
    Abilene$2,814
    Oxford$2,808
    Beaufort$2,805
    Bridgeport$2,799
    Dallas$2,799
    Austin$2,796
    Traverse City$2,796
    Astoria$2,790
    Minneapolis$2,769
    Great Lakes Navtracen$2,751
    Portland$2,745
    Whidbey Island$2,739
    County Cost Group 850$2,736
    Aberdeen Proving Grounds$2,733
    Rome$2,733
    Bremerton$2,724
    Charlottesville$2,706
    Corvallis$2,706
    Dahlgren$2,706
    Atlanta$2,700
    Coastal Maine$2,691
    Milwaukee$2,685
    Reno$2,670
    Nashville$2,667
    County Cost Group 840$2,646
    St. Louis$2,646
    Knoxville$2,643
    Savannah$2,643
    Richmond$2,619
    Charleston$2,607
    Eglin AFB$2,601
    Pittsburgh$2,598
    Detroit$2,574
    County Cost Group 830$2,571
    Asheville$2,562
    Elizabeth City$2,547
    Norfolk$2,547
    Spokane$2,547
    Buffalo$2,544
    Twenty Nine Palms MCB$2,544
    Patuxent River$2,535
    Helena$2,529
    Fort Collins$2,523
    Birmingham$2,517
    Cincinnati$2,517
    Houston$2,508
    Rochester$2,508
    Dahlonega$2,505
    Wilmington$2,496
    Volusia County$2,484
    County Cost Group 820$2,481
    Dover AFB$2,481
    Eugene$2,472
    Grand Haven$2,472
    Phoenix$2,445
    Panama City$2,433
    Charlotte$2,427
    Fort Stewart$2,427
    Barstow$2,424
    Fort Carson$2,418
    Fairbanks$2,415
    Fort Worth$2,415
    Cleveland$2,412
    Hampton$2,409
    Ocala$2,397
    Grand Rapids$2,394
    Chattanooga$2,391
    Salem$2,391
    College Station$2,385
    Durham$2,382
    County Cost Group 810$2,379
    Syracuse$2,376
    Yakima$2,376
    Carlisle Barracks$2,367
    New Orleans$2,367
    Omaha$2,367
    Battle Creek$2,364
    Myrtle Beach$2,352
    Salt Lake City$2,349
    Gainesville$2,346
    Fargo$2,331
    Duluth$2,325
    Albuquerque$2,316
    Humboldt County$2,316
    Raleigh$2,310
    Memphis$2,307
    Eastern Shore$2,304
    County Cost Group 800$2,274
    Boise$2,268
    State College$2,268
    Lemoore NAS$2,265
    Louisville$2,265
    Eastern Panhandle$2,244
    Columbus$2,232
    Rock Island$2,232
    Jacksonville$2,229
    Pensacola$2,226
    Provo$2,217
    Ogden$2,214
    Cheyenne$2,211
    Corpus Christi$2,211
    Coos Bay$2,208
    County Cost Group 790$2,202
    Des Moines$2,202
    Indianapolis$2,202
    Rapid City$2,202
    Bismarck$2,196
    Nellis AFB$2,196
    Fort Huachuca$2,187
    Baton Rouge$2,184
    Mountain Home AFB$2,181
    Kansas City$2,163
    Kings Bay$2,160
    Jackson$2,154
    Toledo$2,154
    Fort Gordon$2,148
    Fort Bliss$2,142
    Lexington$2,142
    El Centro$2,139
    Fort Knox$2,130
    Fort Leavenworth$2,124
    County Cost Group 780$2,121
    Fort Wayne$2,118
    Johnson City$2,118
    Columbia$2,109
    Davis-Monthan AFB$2,109
    Wichita Fls$2,106
    Lincoln$2,103
    Greensboro$2,100
    Fort Campbell$2,091
    Waco$2,091
    San Antonio (JBSA)$2,082
    Greenville$2,070
    Huntsville$2,070
    Roanoke$2,067
    Mobile$2,064
    County Cost Group 770$2,058
    Tallahassee$2,052
    Bangor$2,040
    Fort Bragg$2,040
    Morehead$2,034
    Fayetteville$2,031
    Sioux Falls$2,019
    Shreveport$2,016
    Bloomington$2,004
    Marquette$1,998
    Grand Forks$1,995
    Columbus AFB$1,992
    Scott AFB$1,992
    Lexington$1,989
    County Cost Group 760$1,986
    Champaign$1,974
    Lansing$1,974
    Minot AFB$1,974
    Fort Benning$1,968
    Seymour Johnson AFB$1,944
    Sumter$1,941
    County Cost Group 750$1,938
    Camp Lejeune$1,935
    Tulsa$1,935
    Little Rock$1,929
    Whiteman AFB$1,923
    Akron$1,920
    Fort Drum$1,920
    Auburn$1,917
    White Sands MR$1,917
    Beaumont$1,911
    Moody AFB$1,911
    Sault Ste Marie$1,911
    Fort Hood$1,908
    Morgantown$1,908
    County Cost Group 740$1,887
    Wilkes-Barre$1,875
    Paducah$1,869
    Robins AFB$1,866
    Holloman AFB$1,860
    Topeka$1,857
    County Cost Group 730$1,854
    Brownsville$1,851
    Peoria$1,851
    Springfield$1,851
    Oklahoma City$1,842
    Sparta$1,839
    Wright-Patterson AFB$1,839
    Lafayette$1,833
    Yuma$1,833
    County Cost Group 720$1,830
    Fort Polk$1,827
    Goodfellow AFB$1,827
    Springfield$1,815
    Terre Haute$1,815
    County Cost Group 710$1,809
    Frankfort$1,809
    Malmstrom SFB$1,809
    Fallon NAS$1,806
    Lubbock$1,803
    Fort Rucker$1,797
    County Cost Group 700$1,791
    County Cost Group 690$1,776
    Fort Riley$1,776
    Huntington$1,770
    County Cost Group 680$1,764
    Charleston$1,758
    China Lake$1,755
    County Cost Group 670$1,755
    Montgomery$1,746
    County Cost Group 660$1,743
    Saginaw$1,740
    County Cost Group 650$1,734
    Laughlin AFB$1,731
    County Cost Group 640$1,725
    County Cost Group 630$1,719
    Fort Leonard Wood$1,713
    County Cost Group 620$1,710
    County Cost Group 610$1,701
    Stevens Point$1,701
    County Cost Group 600$1,695
    Columbia$1,686
    County Cost Group 590$1,683
    Wichita$1,683
    Fort Chaffee$1,674
    Alexandria$1,671
    County Cost Group 580$1,671
    Erie$1,668
    County Cost Group 570$1,659
    County Cost Group 560$1,650
    Gulfport$1,650
    St Mary And Terrebonne$1,650
    County Cost Group 550$1,641
    County Cost Group 540$1,632
    County Cost Group 530$1,626
    Monroe$1,623
    County Cost Group 520$1,620
    County Cost Group 510$1,617
    Lake Charles$1,617
    Cannon AFB$1,584
    Albany$1,554
    Altus AFB$1,554
    Meridian$1,554
    Hattiesburg$1,512
    Vance AFB$1,503
    Anniston$1,482
    Fort Sill$1,482
    Youngstown$1,347

    Fort Myers Beach is #80 of 338. The spread between the dearest and cheapest station at this grade is $4,098 a month — $49,176 a year, untaxed.

    Every pay grade at Fort Myers Beach0 – $3,165 / month
    E-1$2,094
    E-2$2,094
    E-3$2,094
    E-4$2,094
    E-5$2,295
    E-6$2,421
    E-7$2,556
    E-8$2,745
    E-9$2,802
    W-1$2,514
    W-2$2,742
    W-3$2,814
    W-4$2,931
    W-5$3,012
    O-1E$2,691
    O-2E$2,790
    O-3E$2,910
    O-1$2,406
    O-2$2,652
    O-3$2,835
    O-4$2,991
    O-5$3,036
    O-6$3,111
    O-7$3,165

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,910 a month of BAH takes more than $2,910 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.