BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-4 without dependents at Fort Myers Beach draws $2,931 per month in 2026

    Permalinkbahratedesk.com/fort-myers-beach-fl/w-4/without/ExcelCSVDownloads cover this station.
    Fort Myers Beach, FL
    W-4 · without dependents
    $2,931/ month
    $35,172 / year
    At W-4, this is #79 of 338 stations loaded · high Westchester County $5,478 · low Youngstown $1,362
    MHA FL424 · ZIPs 33901 33902 33903 33904 33905 33906 +41 more
    Your grade is calledARMYCW4USMCCWO4NAVYCWO4
    Untaxed — matching it with taxable pay takes$3,758 / mo gross
    Other dependency status here$3,213 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Myers Beach — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,553$2,094
    E-2$2,553$2,094
    E-3$2,553$2,094
    E-4$2,553$2,094
    E-5$2,694$2,295
    E-6$2,919$2,421
    E-7$2,994$2,556
    E-8$3,078$2,745
    E-9$3,192$2,802
    Warrant officer
    W-1$2,937$2,514
    W-2$3,027$2,742
    W-3$3,132$2,814
    W-4$3,213$2,931
    W-5$3,315$3,012
    Officer — prior enlisted
    O-1E$3,006$2,691
    O-2E$3,114$2,790
    O-3E$3,228$2,910
    Officer
    O-1$2,730$2,406
    O-2$2,916$2,652
    O-3$3,129$2,835
    O-4$3,345$2,991
    O-5$3,504$3,036
    O-6$3,531$3,111
    O-7$3,555$3,165
    PCS compareFort Myers Beach · W-4 · $2,931/mo
    Aberdeen Proving Grounds$2,766/mo · $33,192/yr
    ▼ CUT−$165−$1,980/yr · like −$2,538 of salary

    What this rate means

    W-4 without dependents, every station0 – $5,478 / month
    Westchester County$5,478
    San Francisco$5,454
    Nantucket$5,151
    New York City$5,118
    Northern New Jersey$5,046
    Santa Clara County$4,992
    Maui County$4,839
    Boston$4,833
    Long Island$4,791
    Martha's Vineyard$4,629
    Hanscom AFB$4,497
    Camp Pendleton$4,416
    San Diego$4,410
    Kauai County$4,296
    Staten Island$4,239
    Los Angeles$4,212
    West Point$4,137
    Oakland$4,131
    Florida Keys$4,119
    Fort Monmouth$4,098
    Perth Amboy$4,083
    Cape Cod-Plymouth$4,026
    Ventura$4,020
    Trenton$4,002
    San Luis Obispo$3,966
    Honolulu County$3,951
    Monterey$3,951
    Seattle$3,930
    Marin$3,843
    Hawaii County$3,840
    Miami$3,840
    Essex CO$3,807
    Burlington$3,777
    Washington$3,777
    Portsmouth$3,756
    New Haven$3,729
    Chicago$3,696
    Vandenberg SFB$3,648
    Portland$3,630
    West Palm Beach$3,630
    Manchester$3,582
    Riverside$3,552
    County Cost Group 890$3,543
    Fitchburg$3,516
    Newport$3,507
    Providence$3,498
    Vallejo$3,489
    JB McGuire-Dix-Lakehurst$3,450
    Santa Fe$3,435
    Worcester$3,417
    Indian Head Navordsta$3,396
    Warrenton$3,396
    Willow Grove$3,396
    Boulder$3,372
    San Bernardino$3,372
    Hartford$3,363
    Juneau$3,357
    Atlantic City$3,318
    Fort G. G. Meade$3,282
    Everett$3,270
    Annapolis$3,237
    County Cost Group 880$3,222
    Sitka$3,213
    Quantico$3,180
    Edwards AFB$3,162
    Beale AFB$3,123
    Ann Arbor$3,099
    New London$3,087
    Cape May$3,078
    Fort Detrick$3,075
    Denver$3,066
    Tampa$3,039
    County Cost Group 870$3,015
    Philadelphia$2,973
    Sacramento$2,973
    Stockton$2,961
    Orlando$2,955
    Outer Banks$2,952
    Fort Myers Beach$2,931
    Madison$2,931
    JB Lewis-McChord$2,931
    Baltimore$2,919
    JB Elmendorf-Richardson$2,901
    Hampden County$2,898
    Ketchikan$2,892
    Ballston Spa$2,886
    Patrick SFB$2,880
    Kodiak Island$2,874
    Port Angeles$2,874
    Brunswick$2,862
    Austin$2,856
    County Cost Group 860$2,844
    Fort Pierce$2,841
    Allentown$2,838
    Fresno$2,832
    Astoria$2,829
    Oxford$2,823
    Bridgeport$2,820
    Traverse City$2,820
    Abilene$2,817
    Beaufort$2,808
    Dallas$2,805
    Minneapolis$2,784
    Great Lakes Navtracen$2,778
    Portland$2,772
    Whidbey Island$2,772
    Aberdeen Proving Grounds$2,766
    County Cost Group 850$2,763
    Bremerton$2,754
    Rome$2,745
    Charlottesville$2,739
    Milwaukee$2,733
    Corvallis$2,721
    Dahlgren$2,721
    Coastal Maine$2,709
    Atlanta$2,703
    Reno$2,682
    Nashville$2,676
    County Cost Group 840$2,670
    Knoxville$2,667
    St. Louis$2,655
    Savannah$2,652
    Richmond$2,631
    Charleston$2,619
    Eglin AFB$2,604
    Pittsburgh$2,601
    County Cost Group 830$2,595
    Detroit$2,592
    Asheville$2,586
    Spokane$2,574
    Twenty Nine Palms MCB$2,571
    Buffalo$2,565
    Norfolk$2,562
    Elizabeth City$2,559
    Patuxent River$2,556
    Fort Collins$2,550
    Helena$2,550
    Dover AFB$2,535
    Rochester$2,532
    Houston$2,526
    Cincinnati$2,523
    Birmingham$2,520
    Dahlonega$2,508
    Wilmington$2,508
    County Cost Group 820$2,505
    Eugene$2,499
    Volusia County$2,499
    Grand Haven$2,481
    Fairbanks$2,463
    Panama City$2,460
    Barstow$2,454
    Phoenix$2,448
    Fort Stewart$2,442
    Fort Carson$2,436
    Charlotte$2,430
    Salem$2,421
    Fort Worth$2,418
    Syracuse$2,418
    Cleveland$2,415
    Hampton$2,415
    College Station$2,412
    Yakima$2,406
    Chattanooga$2,403
    County Cost Group 810$2,403
    Ocala$2,400
    Grand Rapids$2,397
    Durham$2,394
    Omaha$2,388
    Carlisle Barracks$2,385
    New Orleans$2,385
    Salt Lake City$2,385
    Battle Creek$2,379
    Gainesville$2,379
    Myrtle Beach$2,370
    Humboldt County$2,364
    Fargo$2,346
    Duluth$2,328
    Albuquerque$2,325
    Raleigh$2,319
    Eastern Shore$2,313
    Memphis$2,310
    State College$2,298
    County Cost Group 800$2,295
    Lemoore NAS$2,283
    Boise$2,280
    Louisville$2,277
    Eastern Panhandle$2,265
    Columbus$2,262
    Coos Bay$2,253
    Provo$2,247
    Jacksonville$2,241
    Rock Island$2,238
    Corpus Christi$2,235
    Cheyenne$2,232
    Ogden$2,229
    Pensacola$2,229
    Rapid City$2,226
    County Cost Group 790$2,223
    Des Moines$2,223
    Nellis AFB$2,214
    Bismarck$2,211
    Indianapolis$2,211
    Mountain Home AFB$2,196
    Fort Huachuca$2,190
    Baton Rouge$2,187
    El Centro$2,187
    Jackson$2,184
    Kansas City$2,178
    Kings Bay$2,169
    Fort Gordon$2,157
    Fort Knox$2,157
    Toledo$2,157
    Fort Leavenworth$2,151
    Fort Bliss$2,148
    Lexington$2,148
    County Cost Group 780$2,142
    Johnson City$2,139
    Fort Campbell$2,130
    Fort Wayne$2,127
    Wichita Fls$2,127
    Columbia$2,121
    Davis-Monthan AFB$2,118
    Lincoln$2,118
    Waco$2,118
    Greensboro$2,115
    Tallahassee$2,100
    Roanoke$2,091
    Huntsville$2,085
    San Antonio (JBSA)$2,085
    Bangor$2,082
    Greenville$2,082
    County Cost Group 770$2,079
    Mobile$2,076
    Morehead$2,070
    Fayetteville$2,061
    Fort Bragg$2,052
    Shreveport$2,040
    Marquette$2,034
    Sioux Falls$2,028
    Grand Forks$2,013
    Scott AFB$2,013
    Columbus AFB$2,010
    Bloomington$2,007
    County Cost Group 760$2,007
    Lexington$2,004
    Minot AFB$1,995
    Champaign$1,989
    Lansing$1,986
    Fort Benning$1,977
    Seymour Johnson AFB$1,968
    County Cost Group 750$1,959
    Sumter$1,953
    Tulsa$1,953
    Whiteman AFB$1,953
    Camp Lejeune$1,950
    Fort Hood$1,950
    Fort Drum$1,938
    Little Rock$1,932
    White Sands MR$1,932
    Akron$1,923
    Auburn$1,920
    Moody AFB$1,920
    Morgantown$1,920
    Sault Ste Marie$1,917
    Beaumont$1,914
    County Cost Group 740$1,908
    Robins AFB$1,896
    Wilkes-Barre$1,893
    Paducah$1,884
    Brownsville$1,881
    Topeka$1,878
    County Cost Group 730$1,875
    Peoria$1,869
    Holloman AFB$1,863
    Springfield$1,863
    Wright-Patterson AFB$1,863
    Goodfellow AFB$1,860
    Lafayette$1,854
    Oklahoma City$1,854
    Yuma$1,854
    County Cost Group 720$1,851
    Malmstrom SFB$1,851
    Sparta$1,848
    Fort Polk$1,839
    Frankfort$1,839
    Springfield$1,833
    Terre Haute$1,833
    County Cost Group 710$1,830
    Fallon NAS$1,827
    Lubbock$1,821
    County Cost Group 700$1,812
    Fort Rucker$1,800
    China Lake$1,794
    County Cost Group 690$1,794
    Fort Riley$1,794
    County Cost Group 680$1,785
    Huntington$1,785
    County Cost Group 670$1,773
    Charleston$1,767
    Montgomery$1,764
    County Cost Group 660$1,761
    County Cost Group 650$1,752
    Saginaw$1,749
    County Cost Group 640$1,746
    Fort Leonard Wood$1,743
    County Cost Group 630$1,737
    Laughlin AFB$1,734
    County Cost Group 620$1,728
    County Cost Group 610$1,722
    County Cost Group 600$1,713
    Wichita$1,707
    Stevens Point$1,704
    County Cost Group 590$1,701
    Fort Chaffee$1,701
    Alexandria$1,698
    Columbia$1,689
    County Cost Group 580$1,689
    Erie$1,689
    County Cost Group 570$1,677
    St Mary And Terrebonne$1,671
    County Cost Group 560$1,668
    County Cost Group 550$1,659
    Gulfport$1,653
    County Cost Group 540$1,650
    Lake Charles$1,650
    County Cost Group 530$1,644
    County Cost Group 520$1,638
    County Cost Group 510$1,635
    Monroe$1,632
    Cannon AFB$1,611
    Altus AFB$1,581
    Meridian$1,572
    Albany$1,563
    Hattiesburg$1,545
    Vance AFB$1,530
    Fort Sill$1,509
    Anniston$1,500
    Youngstown$1,362

    Fort Myers Beach is #79 of 338. The spread between the dearest and cheapest station at this grade is $4,116 a month — $49,392 a year, untaxed.

    Every pay grade at Fort Myers Beach0 – $3,165 / month
    E-1$2,094
    E-2$2,094
    E-3$2,094
    E-4$2,094
    E-5$2,295
    E-6$2,421
    E-7$2,556
    E-8$2,745
    E-9$2,802
    W-1$2,514
    W-2$2,742
    W-3$2,814
    W-4$2,931
    W-5$3,012
    O-1E$2,691
    O-2E$2,790
    O-3E$2,910
    O-1$2,406
    O-2$2,652
    O-3$2,835
    O-4$2,991
    O-5$3,036
    O-6$3,111
    O-7$3,165

    Promoting to W-5 here adds $81 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Myers Beach to Westchester County at W-4 is worth $2,547 a month — about 31 promotions worth of housing allowance, at $81 per grade here.

    02

    Dependency status is worth 10% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,931 a month of BAH takes more than $2,931 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.