What is O-1E BAH at Fort Myers Beach in 2026?

$2,691 per month without dependents ($32,292 per year), effective 01 JAN 2026. with dependents it is $3,006 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-1E BAH at Fort Myers Beach 2026 — $2,691/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Fort Myers Beach, FL

O-1E · without dependents

$2,691/ month

$32,292 / year

At O-1E, this is #67 of 338 stations loaded · high San Francisco $5,124 · low Youngstown $1,188

MHA FL424 · ZIPs 33901 33902 33903 33904 33905 33906 +41 more

Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt

Untaxed — matching it with taxable pay takes$3,450 / mo gross

Other dependency status here$3,006 with dependents

In government quarters, no dependents$50.10 / mo partial

Fort Myers Beach — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,553	$2,094
E-2	$2,553	$2,094
E-3	$2,553	$2,094
E-4	$2,553	$2,094
E-5	$2,694	$2,295
E-6	$2,919	$2,421
E-7	$2,994	$2,556
E-8	$3,078	$2,745
E-9	$3,192	$2,802
Warrant officer
W-1	$2,937	$2,514
W-2	$3,027	$2,742
W-3	$3,132	$2,814
W-4	$3,213	$2,931
W-5	$3,315	$3,012
Officer — prior enlisted
O-1E	$3,006	$2,691
O-2E	$3,114	$2,790
O-3E	$3,228	$2,910
Officer
O-1	$2,730	$2,406
O-2	$2,916	$2,652
O-3	$3,129	$2,835
O-4	$3,345	$2,991
O-5	$3,504	$3,036
O-6	$3,531	$3,111
O-7	$3,555	$3,165

What this rate means

O-1E without dependents, nearest stations0 – $5,124 / month

San Francisco$5,124

Boulder$2,751

Cape May$2,751

Everett$2,745

Tampa$2,706

Fort Myers Beach$2,691

Fort Pierce$2,688

Philadelphia$2,688

Fort Detrick$2,679

Edwards AFB$2,655

Youngstown$1,188

Fort Myers Beach is #67 of 338. The spread between the dearest and cheapest station at this grade is $3,936 a month — $47,232 a year, untaxed.

Every pay grade at Fort Myers Beach0 – $3,165 / month

E-1$2,094

E-2$2,094

E-3$2,094

E-4$2,094

E-5$2,295

E-6$2,421

E-7$2,556

E-8$2,745

E-9$2,802

W-1$2,514

W-2$2,742

W-3$2,814

W-4$2,931

W-5$3,012

O-1E$2,691

O-2E$2,790

O-3E$2,910

O-1$2,406

O-2$2,652

O-3$2,835

O-4$2,991

O-5$3,036

O-6$3,111

O-7$3,165

Promoting to O-2E here adds $99 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Fort Myers Beach to San Francisco at O-1E is worth $2,433 a month — about 25 promotions worth of housing allowance, at $99 per grade here.

Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,691 a month of BAH takes more than $2,691 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-1E without dependents at Fort Myers Beach draws $2,691 per month in 2026

What this rate means

Things the rate table doesn't tell you