BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Fort Pierce draws $2,772 per month in 2026

    Permalinkbahratedesk.com/fort-pierce-fl/o-3/without/ExcelCSVDownloads cover this station.
    Fort Pierce, FL
    O-3 · without dependents
    $2,772/ month
    $33,264 / year
    At O-3, this is #85 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA FL423 · ZIPs 32948 32957 32958 32960 32961 32962 +29 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,554 / mo gross
    Other dependency status here$3,078 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Pierce — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,499$2,004
    E-2$2,499$2,004
    E-3$2,499$2,004
    E-4$2,499$2,004
    E-5$2,691$2,193
    E-6$2,829$2,322
    E-7$2,916$2,505
    E-8$3,015$2,724
    E-9$3,171$2,754
    Warrant officer
    W-1$2,844$2,442
    W-2$2,958$2,721
    W-3$3,081$2,760
    W-4$3,204$2,841
    W-5$3,360$2,940
    Officer — prior enlisted
    O-1E$2,934$2,688
    O-2E$3,060$2,748
    O-3E$3,228$2,817
    Officer
    O-1$2,715$2,301
    O-2$2,826$2,628
    O-3$3,078$2,772
    O-4$3,408$2,916
    O-5$3,648$2,970
    O-6$3,675$3,060
    O-7$3,702$3,111
    PCS compareFort Pierce · O-3 · $2,772/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▼ CUT−$129−$1,548/yr · like −$1,985 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Baltimore$2,793
    Stockton$2,793
    JB Lewis-McChord$2,784
    Ballston Spa$2,775
    Fort Pierce$2,772
    Ketchikan$2,772
    Patrick SFB$2,742
    Port Angeles$2,706
    County Cost Group 860$2,703
    Youngstown$1,344

    Fort Pierce is #85 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Fort Pierce0 – $3,111 / month
    E-1$2,004
    E-2$2,004
    E-3$2,004
    E-4$2,004
    E-5$2,193
    E-6$2,322
    E-7$2,505
    E-8$2,724
    E-9$2,754
    W-1$2,442
    W-2$2,721
    W-3$2,760
    W-4$2,841
    W-5$2,940
    O-1E$2,688
    O-2E$2,748
    O-3E$2,817
    O-1$2,301
    O-2$2,628
    O-3$2,772
    O-4$2,916
    O-5$2,970
    O-6$3,060
    O-7$3,111

    Promoting to O-4 here adds $144 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Pierce to San Francisco at O-3 is worth $2,559 a month — about 18 promotions worth of housing allowance, at $144 per grade here.

    02

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,772 a month of BAH takes more than $2,772 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.