BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,233 Without $1,092

E-5 at Fort Sill draws $1,233 per month with dependents in 2026, $1,092 without

Permalink bahratedesk.com/fort-sill-lawton-ok/ Excel CSV
Fort Sill/Lawton, OK
E-5 · with dependents
$1,233/ month
$14,796 / year
At E-5, this is #333 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA OK237 · ZIPs 73501 73502 73503 73505 73506 73507 +10 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,581 / mo gross
Without dependents here $1,092 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Sill · E-5 · $1,233/mo
Fort Sill $1,233/mo · $14,796/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Sill — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,203 $969
E-2 $1,203 $969
E-3 $1,203 $969
E-4 $1,203 $969
E-5 $1,233 $1,092
E-6 $1,494 $1,170
E-7 $1,587 $1,209
E-8 $1,692 $1,290
E-9 $1,842 $1,383
Warrant officer
W-1 $1,509 $1,206
W-2 $1,632 $1,287
W-3 $1,761 $1,386
W-4 $1,872 $1,509
W-5 $2,013 $1,611
Officer — prior enlisted
O-1E $1,605 $1,230
O-2E $1,740 $1,344
O-3E $1,893 $1,482
Officer
O-1 $1,272 $1,167
O-2 $1,491 $1,227
O-3 $1,758 $1,395
O-4 $2,055 $1,587
O-5 $2,271 $1,704
O-6 $2,286 $1,740
O-7 $2,298 $1,767

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Cannon AFB $1,365
Paducah $1,365
County Cost Group 560 $1,362
Lake Charles $1,356
County Cost Group 550 $1,353
County Cost Group 540 $1,344
County Cost Group 530 $1,338
Stevens Point $1,338
County Cost Group 520 $1,332
County Cost Group 510 $1,329
Fort Riley $1,314
Alexandria $1,290
Meridian $1,290
Fort Chaffee $1,263
Altus AFB $1,254
Fort Sill $1,233
Fort Polk $1,218
Vance AFB $1,200
Monroe $1,194
Youngstown $1,191
Anniston $1,185

Fort Sill is #333 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Sill0 – $2,298 / month
E-1 $1,203
E-2 $1,203
E-3 $1,203
E-4 $1,203
E-5 $1,233
E-6 $1,494
E-7 $1,587
E-8 $1,692
E-9 $1,842
W-1 $1,509
W-2 $1,632
W-3 $1,761
W-4 $1,872
W-5 $2,013
O-1E $1,605
O-2E $1,740
O-3E $1,893
O-1 $1,272
O-2 $1,491
O-3 $1,758
O-4 $2,055
O-5 $2,271
O-6 $2,286
O-7 $2,298

The pay chart moves this allowance far less than the map does.

Moving from Fort Sill to San Francisco at E-5 is worth $3,894 a month — about 15 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.