BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,410 Without $1,104

E-5 at Frankfort draws $1,410 per month with dependents in 2026, $1,104 without

Permalink bahratedesk.com/frankfort-ky/ Excel CSV
Frankfort, KY
E-5 · with dependents
$1,410/ month
$16,920 / year
At E-5, this is #304 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA KY339 · ZIPs 40342 40601 40602 40603 40604 40618 +4 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,808 / mo gross
Without dependents here $1,104 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Frankfort · E-5 · $1,410/mo
Frankfort $1,410/mo · $16,920/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Frankfort — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,287 $1,011
E-2 $1,287 $1,011
E-3 $1,287 $1,011
E-4 $1,287 $1,011
E-5 $1,410 $1,104
E-6 $1,815 $1,362
E-7 $1,932 $1,449
E-8 $2,058 $1,545
E-9 $2,148 $1,611
Warrant officer
W-1 $1,836 $1,377
W-2 $1,983 $1,491
W-3 $2,136 $1,626
W-4 $2,151 $1,839
W-5 $2,175 $1,959
Officer — prior enlisted
O-1E $1,953 $1,464
O-2E $2,115 $1,587
O-3E $2,154 $1,809
Officer
O-1 $1,464 $1,164
O-2 $1,812 $1,452
O-3 $2,133 $1,665
O-4 $2,178 $1,935
O-5 $2,199 $2,001
O-6 $2,214 $2,115
O-7 $2,226 $2,151

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 680 $1,470
Laughlin AFB $1,470
Erie $1,464
County Cost Group 670 $1,461
County Cost Group 660 $1,449
County Cost Group 650 $1,443
County Cost Group 640 $1,434
County Cost Group 630 $1,425
County Cost Group 620 $1,419
County Cost Group 610 $1,410
Frankfort $1,410
Charleston $1,404
County Cost Group 600 $1,404
Columbus AFB $1,398
Hattiesburg $1,395
Sparta $1,395
County Cost Group 590 $1,392
Springfield $1,389
County Cost Group 580 $1,380
Columbia $1,377
Wichita $1,377
Anniston $1,185

Frankfort is #304 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Frankfort0 – $2,226 / month
E-1 $1,287
E-2 $1,287
E-3 $1,287
E-4 $1,287
E-5 $1,410
E-6 $1,815
E-7 $1,932
E-8 $2,058
E-9 $2,148
W-1 $1,836
W-2 $1,983
W-3 $2,136
W-4 $2,151
W-5 $2,175
O-1E $1,953
O-2E $2,115
O-3E $2,154
O-1 $1,464
O-2 $1,812
O-3 $2,133
O-4 $2,178
O-5 $2,199
O-6 $2,214
O-7 $2,226

The pay chart moves this allowance far less than the map does.

Moving from Frankfort to San Francisco at E-5 is worth $3,717 a month — about 9 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.