BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,439 Without $1,842

E-5 at Fresno draws $2,439 per month with dependents in 2026, $1,842 without

Permalink bahratedesk.com/fresno-ca/ Excel CSV
Fresno, CA
E-5 · with dependents
$2,439/ month
$29,268 / year
At E-5, this is #96 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CA022 · ZIPs 93210 93234 93242 93601 93602 93604 +107 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,127 / mo gross
Without dependents here $1,842 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fresno · E-5 · $2,439/mo
Fresno $2,439/mo · $29,268/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fresno — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,175 $1,740
E-2 $2,175 $1,740
E-3 $2,175 $1,740
E-4 $2,175 $1,740
E-5 $2,439 $1,842
E-6 $2,826 $2,121
E-7 $2,868 $2,184
E-8 $2,910 $2,520
E-9 $3,015 $2,631
Warrant officer
W-1 $2,847 $2,136
W-2 $2,883 $2,517
W-3 $2,940 $2,646
W-4 $3,042 $2,832
W-5 $3,174 $2,874
Officer — prior enlisted
O-1E $2,871 $2,436
O-2E $2,928 $2,607
O-3E $3,063 $2,820
Officer
O-1 $2,490 $1,908
O-2 $2,823 $2,352
O-3 $2,937 $2,685
O-4 $3,213 $2,859
O-5 $3,414 $2,880
O-6 $3,441 $2,916
O-7 $3,465 $2,967

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Norfolk $2,430
Great Lakes Navtracen $2,427
Savannah $2,415
County Cost Group 850 $2,409
Patuxent River $2,406
Beaufort $2,403
Anniston $1,185

Fresno is #96 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fresno0 – $3,465 / month
E-1 $2,175
E-2 $2,175
E-3 $2,175
E-4 $2,175
E-5 $2,439
E-6 $2,826
E-7 $2,868
E-8 $2,910
E-9 $3,015
W-1 $2,847
W-2 $2,883
W-3 $2,940
W-4 $3,042
W-5 $3,174
O-1E $2,871
O-2E $2,928
O-3E $3,063
O-1 $2,490
O-2 $2,823
O-3 $2,937
O-4 $3,213
O-5 $3,414
O-6 $3,441
O-7 $3,465

The pay chart moves this allowance far less than the map does.

Moving from Fresno to San Francisco at E-5 is worth $2,688 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.