O-7 with dependents, nearest stations0 – $8,208 / month
Westchester County$8,208
Patuxent River$3,348
Twenty Nine Palms MCB$3,342
Houston$3,336
Humboldt County$3,336
Gainesville$3,324
Patrick SFB$3,315
Elizabeth City$3,312
St. Louis$3,309
County Cost Group 820$3,303
Youngstown$1,845
Gainesville is #128 of 338. The spread between
the dearest and cheapest station at this grade is $6,363 a month —
$76,356 a year, untaxed.
Every pay grade at Gainesville0 – $3,324 / month
E-1$1,986
E-2$1,986
E-3$1,986
E-4$1,986
E-5$2,040
E-6$2,355
E-7$2,478
E-8$2,613
E-9$2,793
W-1$2,373
W-2$2,532
W-3$2,700
W-4$2,826
W-5$2,982
O-1E$2,502
O-2E$2,676
O-3E$2,850
O-1$2,085
O-2$2,352
O-3$2,697
O-4$3,033
O-5$3,276
O-6$3,300
O-7$3,324
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,324 a month of BAH takes more than $3,324 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.