BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,427 Without $1,854

E-5 at Great Lakes Navtracen draws $2,427 per month with dependents in 2026, $1,854 without

Permalink bahratedesk.com/great-lakes-navtracen-il/ Excel CSV
Great Lakes Navtracen, IL
E-5 · with dependents
$2,427/ month
$29,124 / year
At E-5, this is #103 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA IL092 · ZIPs 53101 53102 53104 53109 53140 53141 +44 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,112 / mo gross
Without dependents here $1,854 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Great Lakes Navtracen · E-5 · $2,427/mo
Great Lakes Navtracen $2,427/mo · $29,124/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Great Lakes Navtracen — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,202 $1,653
E-2 $2,202 $1,653
E-3 $2,202 $1,653
E-4 $2,202 $1,653
E-5 $2,427 $1,854
E-6 $2,760 $2,067
E-7 $2,853 $2,211
E-8 $2,955 $2,499
E-9 $3,120 $2,592
Warrant officer
W-1 $2,778 $2,133
W-2 $2,895 $2,496
W-3 $3,021 $2,604
W-4 $3,156 $2,778
W-5 $3,327 $2,874
Officer — prior enlisted
O-1E $2,871 $2,424
O-2E $3,000 $2,571
O-3E $3,183 $2,751
Officer
O-1 $2,475 $1,977
O-2 $2,757 $2,355
O-3 $3,018 $2,637
O-4 $3,381 $2,853
O-5 $3,645 $2,907
O-6 $3,675 $3,000
O-7 $3,702 $3,051

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Norfolk $2,430
Great Lakes Navtracen $2,427
Savannah $2,415
County Cost Group 850 $2,409
Patuxent River $2,406
Beaufort $2,403
Reno $2,391
Atlanta $2,388
Corvallis $2,388
Hampden County $2,388
Charleston $2,385
Portland $2,379
Anniston $1,185

Great Lakes Navtracen is #103 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Great Lakes Navtracen0 – $3,702 / month
E-1 $2,202
E-2 $2,202
E-3 $2,202
E-4 $2,202
E-5 $2,427
E-6 $2,760
E-7 $2,853
E-8 $2,955
E-9 $3,120
W-1 $2,778
W-2 $2,895
W-3 $3,021
W-4 $3,156
W-5 $3,327
O-1E $2,871
O-2E $3,000
O-3E $3,183
O-1 $2,475
O-2 $2,757
O-3 $3,018
O-4 $3,381
O-5 $3,645
O-6 $3,675
O-7 $3,702

The pay chart moves this allowance far less than the map does.

Moving from Great Lakes Navtracen to San Francisco at E-5 is worth $2,700 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.