BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-3 without dependents at Great Lakes Navtracen draws $1,653 per month in 2026

    Permalinkbahratedesk.com/great-lakes-navtracen-il/e-3/without/ExcelCSVDownloads cover this station.
    Great Lakes Navtracen, IL
    E-3 · without dependents
    $1,653/ month
    $19,836 / year
    At E-3, this is #132 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA IL092 · ZIPs 53101 53102 53104 53109 53140 53141 +44 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$2,119 / mo gross
    Other dependency status here$2,202 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Great Lakes Navtracen — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,202$1,653
    E-2$2,202$1,653
    E-3$2,202$1,653
    E-4$2,202$1,653
    E-5$2,427$1,854
    E-6$2,760$2,067
    E-7$2,853$2,211
    E-8$2,955$2,499
    E-9$3,120$2,592
    Warrant officer
    W-1$2,778$2,133
    W-2$2,895$2,496
    W-3$3,021$2,604
    W-4$3,156$2,778
    W-5$3,327$2,874
    Officer — prior enlisted
    O-1E$2,871$2,424
    O-2E$3,000$2,571
    O-3E$3,183$2,751
    Officer
    O-1$2,475$1,977
    O-2$2,757$2,355
    O-3$3,018$2,637
    O-4$3,381$2,853
    O-5$3,645$2,907
    O-6$3,675$3,000
    O-7$3,702$3,051
    PCS compareGreat Lakes Navtracen · E-3 · $1,653/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$222+$2,664/yr · like +$3,415 of salary

    What this rate means

    E-3 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Port Angeles$1,671
    Birmingham$1,668
    Dallas$1,665
    Kings Bay$1,656
    Great Lakes Navtracen$1,653
    County Cost Group 830$1,650
    Myrtle Beach$1,647
    Volusia County$1,647
    Brunswick$1,632
    Fort Chaffee$879

    Great Lakes Navtracen is #132 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Great Lakes Navtracen0 – $3,051 / month
    E-1$1,653
    E-2$1,653
    E-3$1,653
    E-4$1,653
    E-5$1,854
    E-6$2,067
    E-7$2,211
    E-8$2,499
    E-9$2,592
    W-1$2,133
    W-2$2,496
    W-3$2,604
    W-4$2,778
    W-5$2,874
    O-1E$2,424
    O-2E$2,571
    O-3E$2,751
    O-1$1,977
    O-2$2,355
    O-3$2,637
    O-4$2,853
    O-5$2,907
    O-6$3,000
    O-7$3,051

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,653 a month of BAH takes more than $1,653 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.